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The average cost of assisted living in the city is $3,775 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 assisted living facilities in Prescott and 3 in surrounding areas.
The Cost of Senior Care in Prescott, AZ
Alta Vista is Prescott’s Premier Independent, Assisted Living and Memory Care senior living community. Experience the freedom of life on your terms, and Alta Vista where upscale apartment homes and unparalleled services mirror the lifestyle of choice, that is the…
Granite Gate Senior Living is a luxury assisted and independent living community nestled in the spectacular Granite Dells near the city of Prescott.
Las Fuentes Resort Village features the finest in independent living and assisted living in Prescott, Arizona, and our goal is to promote an active, carefree lifestyle.
Granite Gate is absolutely beautiful. It was built as a resort which did not make it, so the assisted living people took over. It still has the feel of a really high-class resort area. It has gorgeous outdoors, but also really nice things indoors, like a gorgeous living room with a fireplace, so if company comes, you c...Read more Granite Gate Senior Living reviews
Director Tamara, gave my friend and I a tour for future reference. We are both looking to move here in the near future. On Wednesdays the chef makes homemade donuts! The rooms were large. The grounds are beautiful with great views! My friend is looking for a 2 bedroom and I'm looking for a 1 bedroom. Very impressed!Read more Granite Gate Senior Living reviews
My mom is doing very well at Granite Gate Senior Living and we're pretty happy. It's great and my mom is involved in a lot of events. She's playing bingo three days a week and working out with an exercise group a couple of days a week. On Sundays they go on this little getaway van which you can sign up for and go for a...Read more Granite Gate Senior Living reviews
From the moment you walk through the doors you feel like you are in a high end resort. You are welcomed by a giant fireplace in a two story great room which leads to breathtaking views that don't seem to end. There are so many patios and decks off of the common areas it is difficult to choose one. When you finally d...Read more Brookdale Prescott reviews
My mother is in Brookdale Prescott. She likes it and gets three meals a day, which is a big deal for her; she doesn't have to cook. She gets her apartment cleaned every week and her laundry done, which she likes. She can join church services, they have entertainment several times a week, go out shopping, and visit with...Read more Brookdale Prescott reviews
According to Genworth’s 2018 Cost of Care survey, Prescott is among the most affordable major cities for assisted living within the state. The total monthly cost for assisted living in Prescott is about $25 below the state median and $225 below the national median.
Seniors may find more affordable care about 200 miles away in cities such as Yuma, where monthly costs average a little over $3,600, or in Lake Havasu, which has assisted living at $3,500. The most expensive services in the state are found in Flagstaff, where seniors may expect this level of care to cost nearly $5,100 per month.
The Cost of Assisted Living in Surrounding Areas
In addition to senior care costs varying by geographic region, they also vary widely by the level of care provided. In Prescott, assisted living is more affordable compared to other types of care. Only adult day health care is a more modest option with average monthly costs coming in at just over $1,700. Seniors in Prescott may expect to pay more for in-home care, including homemaker and home health aide services, and nursing home care.
As seniors and families are evaluating the costs associated with different types of senior care, it’s important to note what’s covered by the monthly costs. Seniors who utilize adult day health care or in-home care services generally have rent or mortgage and grocery expenses in addition to the cost of their care. These costs are usually built into the monthly cost of care for those residing in assisted living facilities or nursing homes.
Senior Care Cost Comparison Chart
Low-income seniors in Prescott may qualify to receive health coverage at little to no cost through the Arizona Health Care Cost Containment System, which is the state’s Medicaid program. This federally-funded program covers services received in a nursing home setting, as well as some personal care services received in the home. Assisted living services in Prescott, as well as the rest of the state, are covered through a Medicaid 1115 Demonstration Project waiver, which is outlined below.
AHCCCS is an entitlement program, meaning that all Arizonans who qualify for the program can receive services. To qualify, seniors must:
Those whose income exceeds AHCCCS’s limits may still qualify for the program through Qualified Income Trusts. To use this program, the portion of a senior’s income that exceeds the Medicaid limit is directly deposited into a trust. A trustee is named and given legal control over the money, and the money can only be used for specific purposes, such as covering the program participant’s care services and medical expenses.
Seniors whose assets exceed the limit may spend down their countable assets by completing home modifications, such as wheelchair ramps or walk-in tubs, prepaying for funeral and burial expenses or paying down debt.
Medicaid planning may also assist those who don’t meet income and/or asset guidelines but are unable to afford the cost of their care.
Arizona Long-Term Care System Program
While standard Medicaid coverage doesn’t pay for services received in an assisted living facility, these services are covered through the Arizona Long-Term Care System program, which operates under a Medicaid 1115 demonstration waiver. Some services that may be covered by this program include transportation assistance, personal care, community transition services, housekeeping and meal preparation and delivery.
To qualify for this program, seniors must be U.S. citizens or qualified immigrants and Arizona residents. Single applicants may have an income of up to $2,313 per month and up to $2,000 in assets, and married applicants may have an income of up to $4,626 per month and up to $4,000 in countable assets. Additionally, it must be determined that they need nursing home level of care and reside in an approved living situation, such as in their home or in an AHCCCS-certified assisted living facility. Unlike most waiver programs, the ALTCS waiver is an entitlement, meaning all who qualify are guaranteed services.
To apply for AHCCCS, seniors can apply online or contact the Arizona Department of Economic Security at (855) 432-7587. To apply for ALTCS, seniors should contact the local ALTCS office at (928) 778-3968.
Veterans Administration Aid and Attendance Program
Veterans who are eligible for a VA pension and their surviving spouses may be qualified to receive additional financial assistance toward an assisted living facility through the Aid and Attendance Program.
To be eligible for this program, veterans must meet one of the following conditions:
To apply for assistance, veterans can contact their local Veterans Affairs office at (928) 778-3469
Elderlife Bridge Loan
For Prescott seniors and families who experience a gap in funding for assisted living expenses, an Elderlife bridge loan provides a flexible short-term solution. Loan money is available within as little as 24 hours and can be used toward up-front entrance and move-in fees, room and board and care expenses until other benefits kick in. There are no up-front costs or application fees, and interest-only payments are available. Acceptance into this program may be contingent on the applicant’s credit score. To find out more about an Elderlife Bridge Loan, seniors can contact Elderlife Financial Services at (888) 228-4500.
The local senior center in Prescott is a nonprofit organization that has a wide variety of educational, recreational and social opportunities for seniors. The center is open seven days a week and offers activities, including dance classes, arts and crafts and billiards.
Adult Center of Prescott
1280 E. Rosser Street, Suite B, Prescott, AZ 86301
Prescott veterans may receive medical care at the Prescott VA Medical Center, which is part of the Northern Arizona VA Health Care System. The local Department of Veterans Services office provides access to resources including the Aid and Attendance Program, and the U.S. Vets provides comprehensive services to at-risk veterans.
Arizona Department of Veterans Services
600 E Gurley Street, Suite D, Prescott, AZ 86301
Prescott VA Medical Center
500 Hwy 89N, Prescott, AZ 86313
U.S. Vets – Prescott
917 E. Gurley Street, Prescott, AZ 86301
Seniors in Prescott have access to low-cost services that may otherwise be an out-of-pocket expense, including home weatherization, transportation and meal delivery services and dining sites.
Prescott Meals on Wheels
1280 E Rosser Street, Prescott, AZ 86301
Prescott Valley Area Agency on Aging
3130 Robert Road, Suite 1, Prescott Valley, AZ 86314
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