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America’s seniors pay an average of $4,000 per month when they move into an assisted living facility. At $3,800 per month, Arizona’s assisted living facilities are slightly more affordable. Prices vary widely throughout the state, and in scenic Lake Havasu City, seniors encounter the lowest prices at just $3,500 per month. Yuma, at an average of $3,625 per month, is only slightly more expensive than Lake Havasu City. Prices in the Sierra Vista area are on par with the state average, while prices in the state capital are slightly more expensive at $3,850 per month. The Grand Canyon State’s most expensive assisted living facilities are found in Flagstaff where care costs a whopping $5,098 per month on average.

Assisted Living Costs in Lake Havasu City

The Cost of Assisted Living in Surrounding Areas

Monthly senior care bills vary widely based on the type of care a senior needs, as <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care Survey</a> revealed. Lake Havasu City seniors who require assisted living pay an average of $3,500 per month. While that may seem expensive, seniors who require nursing home care pay approximately $2,580 more per month. With an average monthly cost of $3,813, homemaker services and home health aides are approximately $310 pricier than assisted living. However, seniors who choose to receive care in their own homes still need to pay for rent, groceries and other typical household bills. Seniors who move into assisted living don’t usually need to worry about these costs, so assisted living may actually be more affordable.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Lake Havasu City

Veterans Affairs Aid and Attendance Benefits The U.S. Department of Veterans Affairs offers an additional pension benefit called the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Aid and Attendance</a>&nbsp;program, which may help veterans and survivors pay for assisted living in Lake Havasu City. This benefit is paid in addition to the basic VA pension, and seniors may receive&nbsp;as much as&nbsp;<a href="https://www.va.gov/pension/veterans-pension-rates/" target="_blank" data-mce-href="https://www.va.gov/pension/veterans-pension-rates/" rel="noopener noreferrer">$9,042 per year</a>. However, since this benefit increases the pension amount, seniors whose incomes excluded them from a basic pension may still receive Aid and Attendance. Seniors may qualify for this additional VA benefit if they need&nbsp;help&nbsp;with eating, bathing, getting&nbsp;dressed or performing other daily tasks. Seniors who are legally blind, bedridden or patients in nursing homes may also qualify. To apply for Aid and Attendance, visit the <a href="https://www.benefits.va.gov/phoenix/" target="_blank" data-mce-href="https://www.benefits.va.gov/phoenix/" rel="noopener noreferrer">Phoenix Regional Benefit Office</a>, located at 3333 N. Central Ave. Applications may also be faxed to the <a href="https://www.benefits.va.gov/PENSION/resources-contact.asp#paul" target="_blank" data-mce-href="https://www.benefits.va.gov/PENSION/resources-contact.asp#paul" rel="noopener noreferrer">Pension Management Center</a> at (844) 655-1604. When applying, include documentation that supports&nbsp;the need for assistance, such as a <a href="https://www.vba.va.gov/pubs/forms/VBA-21-2680-ARE.pdf" target="_blank" data-mce-href="https://www.vba.va.gov/pubs/forms/VBA-21-2680-ARE.pdf" rel="noopener noreferrer">report from&nbsp;a doctor</a>. For more information about the Aid and Attendance pension supplement, call <a href="https://www.va.gov/" target="_blank" data-mce-href="https://www.va.gov/" rel="noopener noreferrer">the VA</a> at (844) 698-2311. Bridge Loan for Assisted Living Seniors who need short-term help paying for assisted living may be interested in a bridge loan from Elderlife Financial. These loans have a line-of-credit structure, and generally, seniors can borrow <a href="https://elderlifefinancial.com/pdf/nuts_and_bolts.pdf" target="_blank" data-mce-href="https://elderlifefinancial.com/pdf/nuts_and_bolts.pdf" rel="noopener noreferrer">between $10,000 and $100,000</a>. Each month, seniors can choose how much to borrow, and this money is sent directly to the assisted living facility where they live. These loans may be a good option for seniors who are moving into assisted living but need some time&nbsp;securing long-term funding. Possible sources include the proceeds from a home sale or a payment from a long-term care insurance policy.&nbsp; To apply for a loan, complete an <a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">online application</a> through Elderlife Financial or call (888) 228-4500. Seniors can have up to six cosigners, and they don’t have to be relatives. To learn more about bridge loans, call <a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial</a> at (888) 228-4500.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Lake Havasu City. The Cost of Senior Care in Lake Havasu City, AZ<ul><li>Assisted Living: $3,500</li><li>Nursing Home Care: $6,083</li><li>In-home Care: $3,813</li><li>Adult Day Health Services: N/A</li></ul>

Assisted Living in Lake Havasu City, AZ

Five Signs Your Loved One Might Need Assisted Living Services

Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

More than <a href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" rel="noopener noreferrer">1.6 million Arizonans</a> are enrolled in the Arizona Health Care Cost Containment System, the state’s Medicaid program. This government-run program provides health care&nbsp;coverage to the state’s low-income residents, including children, seniors and people with disabilities. The AHCCCS provides coverage for many <a href="https://www.azahcccs.gov/Members/ProgramsAndCoveredServices/" target="_blank" data-mce-href="https://www.azahcccs.gov/Members/ProgramsAndCoveredServices/" rel="noopener noreferrer">necessary medical services</a> through health plans. Participants choose a health plan that serves their ZIP code, and they may receive coverage for the following services: <ul>
<li>Doctor visits</li>
<li>Specialist care</li>
<li>Hospital services</li>
<li>Emergency care</li>
<li>Dialysis</li>
<li>Emergency dental services</li>
<li>Surgery services</li>
</ul> In Arizona, Medicaid may also provide long-term care services through the Arizona Long Term Care System. Some of these services include assisted living, nursing home care, personal attendants, home health services and home-delivered meals. Qualifying for Medicaid Seniors who live in Arizona <a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-arizona/" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-arizona/" rel="noopener noreferrer">may be eligible</a> for regular Medicaid coverage if they earn less than $1,041 per month ($1,409 for couples). There’s no asset limit, and seniors don’t need to require a certain level of medical care. To qualify for long-term care coverage, seniors must require a nursing home level of care. Additionally, the program has <a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-arizona/" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-arizona/" rel="noopener noreferrer">income and asset limits</a>. Single seniors may be eligible if they earn less than $2,313 per month and own less than $2,000 in assets. Married couples who are both applying for ALTCS can each earn up to $2,313 per month, and each spouse can have assets of up to $2,000. When only one spouse is applying for coverage, the non-applicant can have up to $126,420 in assets. To quickly apply for regular Medicaid coverage, seniors can visit the <a href="https://www.healthearizonaplus.gov/Default/Default.aspx" target="_blank" data-mce-href="https://www.healthearizonaplus.gov/Default/Default.aspx" rel="noopener noreferrer">Health-e-Arizona Plus website</a>. <a href="https://www.azahcccs.gov/Members/Downloads/DE103.pdf" target="_blank" data-mce-href="https://www.azahcccs.gov/Members/Downloads/DE103.pdf" rel="noopener noreferrer">Paper applications</a> are also available and can be mailed to AHCCCS Medical Assistance Specialty Programs, 801 E. Jefferson St., Phoenix, AZ 85034. Seniors who want to apply for long-term care coverage can visit their closest <a href="https://www.azahcccs.gov/members/ALTCSlocations.html" target="_blank" data-mce-href="https://www.azahcccs.gov/members/ALTCSlocations.html" rel="noopener noreferrer">Arizona Long-Term Care Office</a>. For Lake Havasu City residents, this is located at 519 E. Beale St., Ste. 130, Kingman, AZ 86401. Seniors can also call the ALTCS at (888) 621-6880 to apply. For more information about Medicaid in Arizona, call <a href="https://www.azahcccs.gov/shared/AHCCCScontacts.html" target="_blank" data-mce-href="https://www.azahcccs.gov/shared/AHCCCScontacts.html" rel="noopener noreferrer">Health-e-Arizona Plus</a> at (855) 432-7587.

Medicaid in Arizona

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Lake Havasu City, AZ. Average cost is 3500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Lake Havasu City, AZ (with Reviews) 

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Assisted Living Resources in Lake Havasu City

At the local senior center, Lake Havasu&nbsp;City residents can participate in line dancing, bridge, yoga and other daily activities. Meals are served in the dining room every weekday. The center also provides many services for seniors, such as Medicare counseling, tax assistance and community legal services.

Senior Centers

Social Security offices help seniors with a variety of federal benefit programs, including Medicare, SSI and retirement. For Lake Havasu seniors, the closest office is located in nearby Prescott.

Social Security

Lake Havasu City is home to a VA clinic that provides primary care services and a Vet Center that offers counseling. Eligible local seniors can also travel to the closest VA hospital, located in Prescott, for medical care. Seniors who require assistance with VA benefits can&nbsp;visit&nbsp;the closest regional benefit office, which is located in the state capital.

Veterans Affairs

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

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Veterans Benefits: A Brief Overview

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PACE Programs: Programs of All-Inclusive Care for the Elderly

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Lake Havasu City for a single-occupancy apartment is $7,543/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Lake Havasu City Nursing Homes Cost

 There are 71 nursing homes in Lake Havasu City, AZ and several nursing homes nearby. The average cost of nursing homes in Lake Havasu City, AZ is $169 per month.

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