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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at 3 Heavenly Oats Adult Family Homes

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The <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">cost of assisted living</a> in Milwaukee ($4,264) is comparable to the Wisconsin median of $4,300 but slightly higher than the $4,000 average across the nation.&nbsp; Prices are more expensive in some cities in this region of the state, such as Racine ($4,888), Sheboygan ($4,674) and most notably Oshkosh, where assisted living averages $5,000 per month. Rates drop a bit in Janesville ($4,068) and even more in Fond du Lac, where the monthly average is only $3,744.

Assisted Living Costs in Milwaukee

The Cost of Assisted Living in Surrounding Areas

The wide price range for senior care in Milwaukee corresponds to different service levels and care settings. Minimal weekday-only care in a group setting costs just $1,408 per month, whereas round-the-clock specialized care in a nursing home averages $9,555. Residential assisted living that provides meals and accommodations costs $4,264 on average, while homemaker and home health aide services are slightly more expensive at $4,767 per month. When comparing these two care options, it’s important to weigh the value of room and board provided with assisted living versus the extra expenses that accompany in-home care, such as groceries, utility bills, rent or mortgage payments, and home maintenance.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Milwaukee

State Supplemental Income Benefit Milwaukee residents who qualify for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;are also eligible for a monthly top-up payment from the state of Wisconsin. The amount of this <a href="https://www.dhs.wisconsin.gov/ssi/benefits.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/ssi/benefits.htm" rel="noopener noreferrer">state SSI benefit</a> depends on an applicant’s living arrangement and income, but it may be as high as $179.77 per person. Those who qualify for SSI benefits also receive Wisconsin Medicaid coverage. To apply for federal and Wisconsin SSI benefits, Milwaukee residents can call the&nbsp;<a href="https://www.ssa.gov/ssi/text-apply-ussi.htm" target="_blank" data-mce-href="https://www.ssa.gov/ssi/text-apply-ussi.htm" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213. Veterans Aid and Attendance Benefits Milwaukee veterans and their spouses who receive a VA pension and have increased care needs and costs may be eligible for additional monthly funds through the <a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">VA Aid and Attendance program</a>. Applicants must have an annual income of $22,577 or less and one of these qualifying conditions: 
<li>Debilitating vision loss even with corrective lenses or severe visual field contraction</li>
<li>Inability to complete activities of daily living without assistance</li>
<li>Largely confined to bed because of chronic illness or disability</li>
<li>Functional or cognitive impairment that requires nursing home admission</li>
 Successful applicants also can’t be receiving a VA disability pension and must be honorably discharged with a minimum 90-day active duty service record that includes one or more days during wartime. Senior veterans can obtain help completing and filing an application for A&amp;A benefits by contacting the&nbsp;<a href="https://dva.wi.gov/Pages/Home.aspx" target="_blank" data-mce-href="https://dva.wi.gov/Pages/Home.aspx" rel="noopener noreferrer">Milwaukee County Veterans Service Office</a> at (414) 266-1235.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,264 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in Milwaukee and several in surrounding areas. The Cost of Senior Care in Milwaukee, WI<ul><li>Assisted Living: $4,264</li><li>Nursing Home Care: $9,555</li><li>In-home Care: $4,767</li><li>Adult Day Health Services: $1,408</li></ul>

Assisted Living in Milwaukee, WI

Assisted Living Articles and Resources

The state of Wisconsin provides low-cost or free health insurance to <a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-WI" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-WI" rel="noopener noreferrer">over 900,000</a> residents through its <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;program that’s jointly funded and regulated by the federal government. <a href="https://www.dhs.wisconsin.gov/medicaid/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/medicaid/index.htm" rel="noopener noreferrer">Wisconsin Medicaid</a>&nbsp;coverage is available to eligible low-income residents of all ages, including dependent children, pregnant women, disabled and blind adults and senior citizens. It covers a full range of health care services such as doctor and specialist visits, inpatient and outpatient hospital care, lab work and X-rays, ambulance and nonemergency medical transportation, prescription drugs and institutional nursing home care. Qualifying for Medicaid Milwaukee residents who are U.S. citizens or legal immigrants can qualify for long-term care through Medicaid if they’re aged 65 or older or blind or disabled and aged 64 or younger. Individual applicants are limited to $2,313 per month in income and assets with a value of $2,000 or less. Medicaid counts all sources of income when determining an applicant’s eligibility but disregards some assets such as an owner-occupied home, one vehicle, household and personal effects, and burial plots. When only one married spouse needs coverage, the individual income and asset limits apply. To meet Medicaid’s requirements to prevent&nbsp;<a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">spousal impoverishment</a>, the non-applicant may receive up to $3,160.50 of the applicant’s monthly income as a minimum monthly maintenance needs allowance. They may also retain up to $126,420 of the couple’s joint assets as a resource allowance. Seniors with income above the limit may be able to use a&nbsp;<a href="https://www.dhs.wisconsin.gov/medicaid/publications/p-10052.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/medicaid/publications/p-10052.htm" rel="noopener noreferrer">Medicaid Deductible plan</a> to qualify. This involves deducting the program’s current income limit from an applicant’s monthly income then multiplying by six. Once the resulting deductible figure has been spent on approved medical expenses, the applicant qualifies for six months of Medicaid coverage. Applying for Medicaid Milwaukee residents can&nbsp;<a href="https://access.wisconsin.gov/access/accessController?id=0.09332481362490885" target="_blank" data-mce-href="https://access.wisconsin.gov/access/accessController?id=0.09332481362490885" rel="noopener noreferrer">apply for Wisconsin Medicaid online</a>&nbsp;or call (800) 362-3002 for information or assistance completing an application. The Wisconsin Medicaid program only provides institutional nursing home care as an entitlement. The state does offer two waivers that provide seniors who wish to remain in the community with alternatives to nursing home admission. Family Care&nbsp;Waiver The&nbsp;<a href="https://www.dhs.wisconsin.gov/familycare/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/familycare/index.htm" rel="noopener noreferrer">Family Care waiver program</a>&nbsp;provides services through a managed care organization. Approved participants are assessed by their MCO,&nbsp;and a personalized care plan is developed to meet their needs. Based on this plan, seniors receive funds to pay for support services at home or in a community setting such as an assisted living facility. <a href="https://www.dhs.wisconsin.gov/familycare/benpackage.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/familycare/benpackage.htm" rel="noopener noreferrer">Covered services</a> may include: <ul>
<li>Relocation assistance</li>
<li>Care coordination</li>
<li>Assistance with daily living activities</li>
<li>Occupational, physical and speech therapy</li>
<li>Skilled nursing care</li>
<li>Adaptive aides</li>
<li>Medical supplies and equipment</li>
<li>Medical transportation</li>
</ul> To qualify for the program, applicants must be Medicaid-eligible,&nbsp;aged 65 or older or disabled/blind and aged 18 to 64, and need daily help to remain independent and avoid nursing home admission. Include, Respect, I Self-Direct Waiver The&nbsp;<a href="https://www.dhs.wisconsin.gov/iris/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/iris/index.htm" rel="noopener noreferrer">IRIS waiver</a> provides participants with a monthly budget to use toward services and supports. The amount of funding received is based on a needs assessment and care plan developed by the participant’s assigned case manager. To qualify, Milwaukee seniors must be Medicaid-eligible, aged 65 or older or disabled if younger, reside in a private home, residential care facility or adult family home, and need nursing-facility level care. Participants may use their budget for various goods and services, including residential or adult day care, personal care, nursing services, medical equipment and supplies, nonmedical transportation, meals and assistive technologies. To learn more about the Family Care and IRIS waiver programs or apply, seniors can contact the&nbsp;<a href="https://county.milwaukee.gov/EN/Department-on-Aging" target="_blank" data-mce-href="https://county.milwaukee.gov/EN/Department-on-Aging" rel="noopener noreferrer">Milwaukee County Department on Aging</a>&nbsp;at (414) 289-6874.

Medicaid in Wisconsin

 Detailed profiles of 6 Assisted Living Facilities in Milwaukee, WI. Average cost is 4264 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 6 Assisted Living Facilities in Milwaukee, WI (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Milwaukee, WI

Assisted Living Resources in Milwaukee

The Milwaukee County Department on Aging operates&nbsp;the city’s four busy seniors centers where residents aged 50 and older gather to socialize and take part in an array of recreational, fitness and educational programming. Depending on the center they attend, seniors can stay fit with tai chi, chair dancing and light aerobics, join woodshop, painting or jewelry-making classes, take part in Bible studies or Buddist&nbsp;meditation, or enjoy a game of Scrabble, chess or sheepshead. The centers also offer nutritious hot lunches on weekdays, regular seminars on relevant topics, health screenings, one-on-one counseling, special events such as concerts and parties, fun outings to area attractions and day trips to interesting destinations.

Senior Centers

Local senior veterans can access a comprehensive range of health care services at the Milwaukee VA Medical Center, including primary, acute and specialty care such as surgery, neurology, oncology and audiology. Milwaukee County Veterans Service officers can help veterans determine the federal and state benefits they’re eligible for and provide application and appeal assistance.

Veterans Resources

Reviews of Milwaukee Assisted Living Facilities

Villa St. Francis, at 1910 W Ohio Avenue in Milwaukee, WI, is a welcoming assisted living and memory care community founded by the Felician Sisters in 1990. Situated in a cozy neighborhood just across from St. Francis Hospital, this home‑like residence serves more than 100 residents needing varying levels of assistance.

Personalized care plans developed with nursing staff and families support those who value independence or need help with daily routines, with ongoing adjustments as needs evolve.

Residents enjoy a range of amenities and services that enhance everyday life. The community includes a beauty/barber salon onsite, gardens and patios for outdoor relaxation, guest parking, and resident transportation for medical appointments and excursions by van with lift. 

Housekeeping and linen laundry services as well as individual clothing laundry are provided, and dining takes place in a shared dining room with restaurant‑style service; light meals are also available as needed.
 
Activities abound, with music events, games, arts and crafts, book clubs, gardening groups, offsite outings, happy hour, cooking classes, socials, active games, and Catholic worship services.

What makes Villa St. Francis special is its faith‑based, compassionate culture rooted in Catholic traditions, centered on dignity and spiritual care.

A skilled staff—including part‑time nurses, a social worker, and memory‑care specialists—ensures a secure, alarm‑gated setting with family communication and support.

Nearby attractions such as CVS and Walgreens pharmacies, local parks like Humboldt and South Shore, coffee shops, restaurants, and easy access to hospitals and local shopping add convenience and social opportunity for residents.


 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.forwardhealth.wi.gov/WIPortal/Subsystem/public/DQAProviderSearch.aspx">Wisconsin Department of Health Services Division of Quality Assurance Provider Search</a>

Villa St. Francis

Welcome to Harbour Village, a senior living community offering Independent Living, Assisted Living and Memory Care. We are an age in place community on 7 1/2 acres of beautiful green space tucked away off Loomis Rd. in the historic village of Greendale.

We have an exquisite dining program that enhances our resident's quality of life. We also offer free transportation to all medical, dental and vision appointments along with weekly grocery store and pharmacy rides. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.forwardhealth.wi.gov/WIPortal/Subsystem/public/DQAProviderSearch.aspx">Wisconsin Department of Health Services Division of Quality Assurance Provider Search</a>

Harbour Village

Not surprisingly, many people at Howard Village in St. Francis come from the communities on Milwaukee's South Shore. They've chosen to stay in the area where they've worked, raised their families and maintained their close friends. You'll find neighbors who want to stay involved. People attend art class, try Tai Chi or yoga, and play penny poker a few times a week. There's Wii bowling, a book club, card groups, themed parties and special events. And residents' families are very involved and are an important part of the social fabric of Howard Village Senior Living. There is always something to do, and someone to do it with. 

Howard Village Senior Living is a community of people dedicated to helping you stay healthy, active and engaged so you can truly enjoy this time of life. Everyone who works here has one thing in common: an appreciation and respect for older adults. You'll see it in the friendly smiles, the genuine interest in stories from the past and the way our staff relates to everyone who lives here. 


The offerings at Howard Village Senior Living match the diverse make-up of those who live here. People are as active as they want to be. Every month there is a full calendar of social and educational opportunities offered to residents.

In our communities, seniors do not merely reside. They thrive. That's because ensuring their good health and helping them stay active and engaged isn't merely part of a mission statement that hangs on a wall, it's part of our daily routine. And our full-time Lifestyle Director monitors the number and types of programs at Howard Village Senior Living monthly to ensure that a balance of social, wellness, creative, educational and spiritual activities are scheduled. 

<h3>Here are a just a few examples of Howard Village Senior Living activities:</h3>

<h4>Social</h4>
Join a card club, the group that follows horse racing or play bingo. Plan to stop at the Friday night music or Sunday's matinee. Join the Co-ed Breakfast, play Mind Stretchers and make sure to check the calendar to see what shopping and sightseeing trips are coming up. Attend a sing along, the monthly birthday party and don't miss the fresh baked cookie sale. There's something to do every single day.

<h4>Health & Wellness</h4>
Start the day with exercise class, or try Tai Chi or yoga. The South Shore Striders gets everyone moving and doubles as a social club. Build strength and endurance with Wii bowling while you play for a league trophy. Try NIA, a body-mind-spirit exercise that uses 52 basic moves, borrowed from dance and the martial arts. Or join the arthritis exercise group, Wake Up & Move. Get a therapeutic massage from our in-house massage therapist and don't forget to connect with our Chiropractor, Dr. Chris Dwyer, of Lakeside Chiropractic. Attend a program on managing chronic disease, monthly wellness lectures with ProHealth, or get your blood pressure checked during a scheduled wellness clinic. And enjoy healthy and tasty dining daily, with choices at every meal, prepared onsite by highly trained chefs. We offer tangible ways to live healthier.

<h4>Creative and Educational</h4>
Try Watercolor Works, join the weekly music hour, or start Saturdays with books from the St. Francis Library. Learn new crafts or sign up for a Life Long Learning class on Music of the Ages. After dinner, try a travelogue on Mark Twain's America, or one of the other weekly topics. Many people living at Howard Village have tried new hobbies or learned about things they just never seemed to have time to try before. It's easy to stay active and involved.

<h4>Spiritual</h4>
Continue to attend your own congregation or come to weekly Lutheran Services, or Catholic Mass and Communion. Priests and Ministers from the area offer services right at Howard Village. The Rosary is offered weekly. Join a group that volunteers to make holiday cards at Christmas and Easter to send to troops serving overseas. Take part in Bible study or consider attending a program that explores World Religions or join a faith and fellowship group. There are many opportunities to remain spiritually nourished. Howard Village is open to all faiths.

Howard Village Senior Living

Oak Park Place is excited to announce its newest Senior Living community in Oak Creek, Wisconsin. Oak Park Place Oak Creek provides both Assisted Living and Memory Care services at our location on Rawson Avenue, just off I-94. We focus on offering opportunities for residents to maintain their lifestyle and enjoy independence when they want it while assisting with daily living when needed ? all in a home-like environment. Oak Park Place is looking forward to becoming part of the Oak Creek community!

<h4>Memory Care ? Autumn Lane</h4>
The success-oriented memory care program at Oak Park Place is based on years of experience, proven best practices, and the latest in leading-edge research. We work closely with family members to create a deep dive lifestyle profile. Understanding personal history enables us to provide engaged, person-centered care that meets individuals at their time and place, enhancing each residents experience.

<h4>Assisted Living ? The Grove</h4>
Find the perfect combination of independence and excellent care in the Assisted Living community at Oak Park Place. Weve tried to think of everything you might wish for to feel your best and enjoy life every day. Youll have the pleasure of customizing your residence to reflect your individuality.

Our staff will listen to your needs and respond with a warm, caring attitude. And wellness, fitness, and social opportunities abound.

<h4>Independence When you Want It. Assistance When you Need it.</h4>
Assisted Living at Oak Park Place offers a comfortable home with services focused on choice and maintaining independence. Were here to provide what you need to feel your best and enjoy life every day.

<h4>Care Providedby People Who Care</h4>
Our responsive staff listens to your needs and responds with a warm and caring attitude. If you need assistance, youll find caregivers who enjoy being your friendly support.

<h4>Memory Care</h4>
We offer a program of care that celebrates life and supports strengths. Specially trained staff engage residents ? encouraging individual choices and joining them in their moment.

<h4>Celebrating Success</h4>
The success-oriented memory care program at Oak Park Place is based on years of experience, proven best practices, and the latest in leading-edge research. We strive to celebrate each moment and recognize the individual needs of all residents. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.forwardhealth.wi.gov/WIPortal/Subsystem/public/DQAProviderSearch.aspx">Wisconsin Department of Health Services Division of Quality Assurance Provider Search</a>

Oak Park Place Oak Creek

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