5 Assisted Living Communities in Chippewa Falls, Wisconsin

The average cost of assisted living in the city is $4,475 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Chippewa Falls and several in surrounding areas. The Cost of Senior Care in Chippewa Falls, WI

• Assisted Living: $4,475
• Nursing Home Care: $7,422
• In-home Care: $4,576
• Adult Day Health Services: $1,885

According to Genworth’s 2018 Cost of Care study, Chippewa Falls residents pay an average of $4,475 per month for assisted living. This is slightly over the state average of $4,300 and the national average of $4,000. Some Wisconsin cities such as Wausau ($4,655) and the Oshkosh area ($5,000) pay more on average, whereas the cost of assisted living in others such as Fond du Lac ($3,744) and the La Crosse area ($2,638) is significantly lower.

Note: Senior care cost data wasn’t available for Chippewa Falls, so data for the closest city, Eau Claire, was used.

As in most U.S cities, the average monthly cost of 24-hour skilled nursing home care in Chippewa Falls ($7,422) is significantly more expensive than other types of senior care. At $1,885, adult day health services are the least expensive option, but they’re best suited for those who only require daytime services and can travel to a care center. On average, homemaker services ($4,576) and home health aides ($4,648) cost more than assisted living ($4,475). These in-home care options don’t include expenses such as rent, utilities and home maintenance typically covered by monthly assisted living fees.

 

Wisconsin Medicaid provides health care coverage to more than 1 million low-income individuals, children, pregnant women, seniors and people with disabilities across the state. 

Wisconsin residents may qualify for Medicaid if they:

• Are blind, disabled or at least 65 years old
• Earn less than $16,613 in annual income as an individual or $22,492 as a married couple
• Are a qualifying immigrant or U.S. citizen

Wisconsin Medicaid offers two programs to help seniors retain their independence and live in the community rather than in a nursing home. 

The Family Care program provides seniors and disabled residents with long-term care services. Once enrolled, participants partner with a managed care organization to assess their individual needs and develop a customized health care service plan. Services are provided where the participant lives, which can be an assisted living facility or a personal residence.

To be eligible for the Family Care program, seniors must be at least 65 years old or disabled, require long-term care services and meet the Medicaid income limits.

Once enrolled, seniors receive benefits such as:

• Primary health care coordination
• Assistance with activities of daily living such as bathing, eating and dressing
• Adult day care
• Mental health services
• Speech, occupational and physical therapies
• Skilled nursing
• Transportation to medical appointments
• Daily living skills training

The Include, Respect, I Self-Direct program provides Medicaid-eligible seniors and disabled adults with a budget to direct their own care based on individual need.

To be eligible for IRIS, applicants must meet the following criteria:

• Over age 18, a frail senior or disabled adult who requires nursing home-level care
• Eligible for Medicaid
• Live in a residential care apartment, adult family home or private residence in Wisconsin

Program members can allocate their budget to pay for goods and services that meet their needs and long-term goals.

IRIS services may include:

• Self-directed personal care
• Adult day care
• Residence in an adult family home or residential care apartment complex
• Home-delivered meals and transportation
• Communication aids
• Daily living skills training and education

Chippewa Falls residents interested in enrolling in Medicaid can apply online or call the Great Rivers Consortium at (888) 283-0012 to receive eligibility and application assistance.

Those interested in applying for the Family Care or IRIS programs can contact the Aging and Disability Resource Center of Chippewa County or call (888) 400-6920 to begin the assessment process.

Wisconsin Supplemental Security Income Exceptional Expense Supplement

Chippewa Falls seniors eligible for SSI may qualify for SSI-E, an additional state subsidy of up to $95.99 per month. 

To qualify for SSI, seniors must:

• Be blind, disabled or at least 65 years old

• Have a monthly income of less than $772 for individuals and $1,158 for couples

• Have total assets of less than $2,000 per individuals or $3,000 per married couple, excluding a primary home, burial plots and one personal vehicle

SSI recipients may qualify for SSI-E benefits if they require at least 40 hours of long-term support services per month and pay for their own household expenses in a private residence. They may also qualify if their expenses exceed the SSI-E payment level and they reside in one of the following facility types:

• 20-bed or smaller community-based residential facility

• Certified residential care apartment complex

• Certified adult family or foster home

To apply for SSI-E, interested Chippewa Falls seniors should contact the Great Rivers Consortium at (888) 283-0012. 

Veterans Aid and Attendance

The Veterans Aid and Attendance program may provide veterans and their surviving spouses with a monthly payment in addition to their regular VA pension.

To qualify, individuals must fit one of the following categories:

• Bedridden

• Legally blind

• A nursing home resident

• Unable to perform regular activities of daily living including dressing, bathing or eating without caregiver assistance

To apply, eligible veterans can visit the Milwaukee Regional Office, call (800) 827-1000 or send a written request describing their needs, daily habits and mobility level to the Milwaukee VA Pension Center.

The Minnesota River Area Agency on Aging and the Aging and Disability Resource Center provide area seniors with resources, advocacy and benefits assistance. Living well classes at the AAA teach skills such as managing diabetes and chronic pain. Caregiver support groups and Medicare counseling are also available. Minnesota River Area Agency on Aging
201 N Broad St Ste 102, Mankato MN 56001
(507) 387-1256 Aging and Disability Resource Center
711 N Bridge St, Chippewa Falls, WI 54729
(888) 400-6920

The Wisconsin Veterans Home of Chippewa Falls provides long-term care to senior veterans whose assistance needs deem them unable to live at home. Area veterans can access benefits resources from Chippewa County Veterans Services, where services include help filing for pensions, benefits and health care services.

Wisconsin Veterans Home
2175 E Park Ave, Chippewa Falls, WI 54729
(715) 720-6775

Chippewa County Veterans Services
711 North Bridge St Rm 113, Chippewa Falls, WI 54729
(715) 726-7990

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.