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The average cost of assisted living in the county is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 17 assisted living facilities in Passaic County and 30 in surrounding areas.
The Cost of Senior Care in Passaic County, NJ
Nestled in Passaic County in a lush, scenic setting, Sunrise of Wayne is a family-oriented community employing caring team members to provide unparalleled assisted living services.
Nestled in the shadows of the scenic Wyanokie Mountains, The Chelsea At Bald Eagle offers several options for senior living based on the level of independence each resident desires.
taining independence as age or a health condition makes daily activities more difficult, is important to many people and is also important to Van Dyk. As a resident at Van Dyk Park Place, your level of assistance can match exactly…
The newly renovated CareOne at Wayne, which is easily accessible via Routes 287, 202 and 80, offers separate Care Units specializing in Orthopedic Rehabilitation, Post Acute Care, Long Term Living, Respite Care, and Memory Care. This lovely Center is also…
Located in scenic Clifton, The Chelsea at Clifton is surrounded by beautiful landscaping. Our residents enjoy spacious private senior living apartments, abundant senior activities, and customized assisted living services for all your needs. Located in a beautiful country setting surrounded…
Lakeside Residential Care Home, Inc is a senior living community located in Oak Ridge, New Jersey, along the shores of Lake Swannanoa. It's within walking distance from Berkshire Valley Golf Course, and plenty of amenities favorable to seniors are within…
Sunrise of Wayne was beautiful, and the people were excellent. It would have been my third choice because there were sections for mostly just assisted living, so the people were retained in their special spots. It’s fancier and had fancy people. I didn’t see too much activity, but they did have a board saying what’s go...Read more Sunrise of Wayne reviews
Sunrise of Wayne looked nice. If my dad was in a certain situation I would consider moving him there, but hes not at that point yet. The staff who accommodated me was very nice and did their part. The dining area looked like a nice setup. They had a small walking path, a game room, and a general TV room area where peo...Read more Sunrise of Wayne reviews
My mother moved to The Chelsea in June. It's very nice and like a hotel. She has an apartment with kitchen, living room, and bedroom. She has house cleaning once a week, and they do the beddings. They have activities downstairs, physical therapists, and doctors come in, and there’s a hairdresser. She has one free meal,...Read more The Chelsea at Bald Eagle reviews
The 2018 Genworth Cost of Care shows that monthly assisted living costs are expensive throughout New Jersey compared to the national average of $4,000. The average in Passaic County is almost $2,000 higher at $5,916, which is only about $100 below the state average of $6,025. Prices are somewhat more affordable in Atlantic City ($5,100) and Ocean City ($4,800) but substantially more expensive in Vineland ($6,855) and Trenton, which has the state’s highest assisted living cost at $7,230.
Note: Data for senior care costs in Passaic County wasn’t available, so data for the New York City area was used instead.
The Cost of Assisted Living in Surrounding Areas
Senior care costs in Passaic County vary drastically depending on the type of care and whether residential services are provided. Adult day health services that only offer daytime care in a group center are the least costly option. The most expensive is nursing home care because it offers round-the-clock skilled nursing services.
Assisted living averages about $1,200 more per month than homemaker and home health aide services. Once general household expenses are added to in-home care rates, the true price difference may be negligible because assisted living fees typically include room and board.
Senior Care Cost Comparison Chart
The nationwide Medicaid program provides low-income Americans with essential health care services. The jointly funded program operates according to federal guidelines and is administered by individual states.
The NJ FamilyCare Medicaid program is overseen by the Department of Human Services. It attends to over 1.5 million state residents, including pregnant women, parents with dependent children and the aged, blind or disabled. Those who qualify for the program receive a wide range of health benefits, such as:
To qualify for NJ FamilyCare coverage, Passaic County residents must be U.S. citizens or qualified aliens and meet specific income and asset limits based on age and functional ability. Seniors aged 65 and over and disabled adults aged 21 and over can qualify if they:
Income from all sources counts toward the limits. While most assets are considered, a few are exempt, such as a primary home worth up to $858,000, household and personal effects, a single vehicle and a burial trust.
Those who exceed the income limits may qualify through the Medically Needy program, which requires that a certain amount of monthly income is spent on qualified medical bills to reach the necessary coverage threshold.
Married couples who are over the income and asset limits may be eligible for additional exemptions if only one spouse is applying. Medicaid rules allow a non-applicant spouse to keep up to $3,160.50 of an applicant’s monthly income and $126,420 in jointly owned assets.
Passaic County residents can apply for the NJ FamilyCare Aged, Blind, Disabled program online. Those who need help applying can call (800) 701-0710 or visit the nearest Passaic County Social Services office.
FamilyCare Managed Long-Term Services and Supports
Elderly, blind and disabled residents who meet the eligibility requirements for Medicaid coverage and are assessed as needing a nursing-facility level of care can qualify for the FamilyCare MLTSS program. Those enrolled receive comprehensive medical and long-term care services through one of five Medicaid-approved managed care organizations. Services provided through the program include:
Those already enrolled in NJ FamilyCare can contact their MCO to request an assessment for the MLTSS program. Other Passaic County residents can contact the Aging and Disability Resource Connection at (877) 222-3737 to schedule the financial and medical assessments required to apply.
State Supplemental Payment
Passaic County residents eligible for Supplemental Security Income benefits through the Social Security Administration can receive a supplemental amount from the state of New Jersey in their monthly check. To qualify for both SSI and SSP benefits, applicants must:
The combined monthly benefit amount varies depending on an applicant’s living arrangement, marital status and income, but single New Jersey recipients can receive up to $981.05, while couples can expect up to $1,895.36.
To apply for SSI and SSP benefits, Passaic County residents can contact the Social Security Administration at (800) 772-1213.
Congregate Housing Services Program
New Jersey’s Congregate Housing Services program provides financial support to help low-income seniors and disabled adults continue to live independently and prevent their admission into a nursing home. The program helps pay the cost of accommodations in congregate housing facilities along with support services, such as:
To qualify for CHSP benefits, applicants must be aged 65 or older or meet the SSA’s disability standards and be unable to live independently without some assistance. They must live in or plan to move to a state-approved, participating congregate housing facility. The program has no set income limit, but enrollees may have to contribute to the cost of their shelter and support based on income and the amount of assistance received.
For information about congregate homes in Passaic County, interested seniors and disabled adults should contact the County Office on Aging at (973) 569-4060. For details on how to apply for CHSP benefits, contact the New Jersey Aging and Disability Resource Connection at (877) 222-3737.
The Passaic County Department of Senior Services operates six nutrition centers to support the independence and well-being of the county’s older residents. The centers provide healthy lunches on weekdays and numerous social, recreational and support programs for those aged 60 and over. There are exercise and craft classes, mahjong, bridge and bingo games, informative lectures and area outings. The centers also offer wellness checks, monthly shopping trips, group getaways, concerts and other special events.
Passaic County Department of Senior Services
930 Riverview Dr., Suite 250, Totowa, NJ 07512
The VA clinic in Paterson provides area veterans with primary care, mental health services, lab services and referrals for specialty care at the East Orange and Lyons VA Medical Centers. The Passaic County Veterans Services office helps veterans and their families complete and file applications for VA entitlements, compensation, survivor’s benefits and pensions. The office also arranges transportation to medical appointments.
Paterson VA Outpatient Clinic
11 Getty Ave., DePaul Center, Building 275, Paterson, NJ 07503
Passaic County Veterans Services Office
930 Riverview Dr., Suite 200, Totowa, NJ 07512
Low-income Passaic County seniors can receive legal assistance at no cost from Northeast New Jersey Legal Services. The civil legal problems the nonprofit organization assists with include public benefits, elder justice, taxes, housing and consumer rights.
Northeast New Jersey Legal Services – Passaic County Office
152 Market St., Sixth Floor, Paterson, NJ 07505
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