23 Assisted Living Communities in Camden County, New Jersey

The average cost of assisted living in the county is $6,855 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 23 Assisted Living Communities in Camden County and several in surrounding areas. The Cost of Senior Care in Camden County, NJ

• Assisted Living: $6,855
• Nursing Home Care: $10,646
• In-home Care: $3,813
• Adult Day Health Services: $2,080

According to the 2018 Genworth Cost of Care survey, assisted living in Camden County is substantially more expensive than the national average. At an average price of $6,855 per month, the cost of assisted living in the county is nearly $800 higher than the state average. While assisted living rates in Camden County seem high, the average cost in Trenton is even higher at $7,230 per month. Lower assisted living costs can be found in both Ocean City ($4,800) and Atlantic City ($5,100).

Note: Specific senior care cost data isn’t available for Camden County. Data for the nearest major city, Vineland, has been used instead. 

Senior care prices are based on a number of factors, but the type of care required is typically the main factor affecting cost. At $10,646 per month, nursing home care is nearly $4,000 higher than assisted living and almost $5,000 higher than homemaker services. While home care is priced considerably lower than assisted living, it’s important for seniors considering this option to budget for rent or mortgage payments and day-to-day living expenses normally covered by the room-and-board portion of residential care rates.

Medicaid is a nationwide program that provides health insurance to low-income families and individuals throughout New Jersey. The state plan covers a wide range of services for beneficiaries including inpatient and outpatient hospital treatment, primary care, home health services and nursing home care. New Jersey offers Family Care Aged, Blind and Disabled programs specifically to meet the medical and long-term care needs of elderly and disabled adults.

To qualify for the state Medicaid plan, applicants must be a resident of New Jersey, be a U.S. citizen or qualified alien and meet specific financial requirements. Individual applicants are allowed an income of up to $1,041 per month and up to $4,000 in countable assets. Married applicants are limited to $1,409 per month in income and $6,000 in countable assets. While income from any source counts toward eligibility, some assets are exempt, including an applicant’s home, vehicle and personal belongings. 

To learn more about New Jersey Medicaid and the application process, seniors can contact the Camden County Board of Social Services at (856) 225-8800. 

Long Term Services and Supports

The Family Care ABD program’s LTSS waiver provides services to seniors and disabled persons who require nursing home care or assisted living, as well as those who require additional support while living at home. The program’s services include personal care, assisted living services and case management. 

To qualify LTSS, applicants must require assistance with at least three activities of daily living, such as bathing, eating and dressing. Prior to approval, the applicant’s needs will be assessed by the Division of Aging Services. Financially, applicants are allowed a maximum income of $2,313 per month and no more than $2,000 in countable assets. 

To apply, seniors in Camden County can contact the CCBSS at (856) 225-8800 or the Aging and Disability Resource Connection at (856) 858-3220.

Congregate Housing Services Program

CHSP is a state-funded program that provides low-income senior citizens with the opportunity to reside in subsidized group housing facilities. While the program doesn’t cover the cost of care in all assisted living facilities, it’s a good option for low-income seniors who want to maintain their independence while receiving some help with activities of daily living. The CHSP program covers at least one nutritionally balanced meal per day as well as other services, such as housekeeping, errand assistance, additional meal preparation and personal care. 

To qualify for the CHSP program, applicants must be elderly or disabled and require assistance with activities of daily living. Services provided by this program are subsidized, and seniors are required to pay a portion of the cost based on their income. 

To learn more or to apply for the CHSP program, Camden County seniors can contact the New Jersey Department of Aging Services at (856) 858-3220.

PACE Program

New Jersey offers Programs of All-Inclusive Care for the Elderly in several counties. PACE doesn’t specifically cover the cost of assisted living, but the services it offers can provide some financial relief for seniors in this care setting. As a program participant, seniors receive all health care services from PACE network providers including primary, dental and personal care, prescription medications, skilled nursing and transportation services. 

LIFE at Lourdes is the Camden County PACE program. It’s open to seniors aged 55 and older who require a nursing level of care but can reside safely outside of a nursing facility. There are no financial restrictions, and seniors who qualify for Medicaid receive services at no cost. 

To apply, seniors or a loved one can contact LIFE at Lourdes at (856) 675-3675.

State Supplemental Payment

In many cases, individuals who receive the federal Supplemental Security Income benefit are eligible to receive an additional supplemental payment provided by the state of New Jersey. As of 2019, the maximum combined payment offered to those residing in assisted living facilities is $981.05 per month.

To qualify, applicants must be aged 65 or older or disabled and have an income below $771 per month and no more than $2,000 in countable assets.  

Low-income seniors who are not receiving this payment can obtain more information or apply for benefits by contacting the Social Security Administration at (800) 772-1213. 

Area Agencies on Aging work to preserve the dignity and safety of senior citizens living in the areas in which they operate. The Camden County Aging and Disability Resource Connection operates as the county’s AAA. It offers various services such as social activities, referrals to local resources and benefits assistance. Camden County ADRC
512 Lakeland Rd., Blackwood, NJ 08012
(856) 858-3220

The Camden County Office of Veterans Affairs offers a range of services to veterans and their surviving spouses including financial assistance, benefits counseling, grief counseling and medical and referral services. 

Camden County Office of Veterans Affairs
3 Collier Dr., Blackwood, NJ 08012
(856) 374-5801

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.