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Description of Peace of Mind AFC

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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Peace of Mind AFC

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Seniors in Saginaw benefit from the least expensive&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">assisted living cost</a> in Michigan. At $2,825, the cost is $375 below nearby Bay City and $1,875 less than comparable care in Midland. It’s also substantially lower than the rates paid in Lansing ($4,500), Flint ($3,950) and Battle Creek ($3,873). Assisted living costs a whopping $2,225 more per month in Ann Arbor, which has the highest average rate statewide ($5,050). Saginaw rates are also much more affordable than the state ($3,850) and national ($4,000) averages.

Assisted Living Costs in Saginaw

The Cost of Assisted Living in Surrounding Areas

Senior care rates in a given city are influenced by factors other than geographic location, such as the skill level of care, total service hours and the type of care setting. The 24-hour skilled care provided&nbsp;by nursing homes and one-on-one care offered by in-home providers is reflected in the higher monthly rates for these types of services compared to assisted living. In-home care rates are deceivingly low in Saginaw because they don’t include the cost of food or housing-related expenses normally covered by assisted living room and board. The cost&nbsp;difference between in-home and assisted living increases significantly when these expenses are factored in.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Saginaw

Optional State Supplementation Saginaw seniors eligible for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;can receive an extra monthly cash benefit through the Michigan&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program. The <a href="https://dhhs.michigan.gov/OLMWEB/EX/RF/Public/RFT/248.pdf" target="_blank" data-mce-href="https://dhhs.michigan.gov/OLMWEB/EX/RF/Public/RFT/248.pdf" rel="noopener noreferrer">benefit amount</a> varies based on an applicant’s monthly income and living situation, but individuals may receive up to $950.30 and couples up to $1,900.60 per month. To learn more or apply for SSI and Michigan OSS&nbsp;benefits, seniors can contact the&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213. Program&nbsp;of All-Inclusive Care for the Elderly The Great Lakes <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" rel="noopener noreferrer">PACE</a>&nbsp;program provides eligible Saginaw seniors with all-inclusive medical and community-based support services with the goal of preventing premature nursing home placement. To qualify for this program, applicants must be aged 55 or older and be assessed as eligible for nursing home admission but deemed able to safely live in the community with PACE-provided support services. Applicants can’t be currently enrolled in the MI Choices waiver or an HMO and must live within the program’s defined service area. Those approved for coverage are evaluated by the PACE interdisciplinary team and receive an individualized care plan. Although the program doesn’t pay assisted living facility fees, it does cover a wide range of supportive services that can help lower a participant’s monthly care costs. Based on their assessed needs, participants may qualify for services such as: 
<li>Comprehensive medical care</li>
<li>Skilled nursing services</li>
<li>Dental care</li>
<li>Recreational activities and exercise programs</li>
<li>Social services</li>
<li>Nutritional counseling</li>
<li>Occupational, physical and speech therapy</li>
<li>Personal care assistance</li>
<li>Prepared meals</li>
<li>Transportation to the PACE center and medical appointments</li>
 To learn more or apply for the PACE program, seniors can contact&nbsp;<a href="https://www.greatlakespace.org/" target="_blank" data-mce-href="https://www.greatlakespace.org/" rel="noopener noreferrer">Great Lakes PACE</a> at (844) 445-7223.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,8several a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on Assisted Living Community in Saginaw and 25 in surrounding areas. The Cost of Senior Care in Saginaw, MI<ul><li>Assisted Living: $2,825</li><li>Nursing Home Care: $7,695</li><li>In-home Care: $4,195</li><li>Adult Day Health Services: $1,381</li></ul>

Assisted Living in Saginaw, MI

Assisted Living Articles and Resources

The national <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> program ensures access to essential health care services for low-income Americans. The program is administered at the state level with oversight and joint funding provided by the federal government. The <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" rel="noopener noreferrer">Michigan Medicaid program</a>, administered by&nbsp;the Department<a href="https://www.michigan.gov/mdhhs/" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/" rel="noopener noreferrer"> of Health and Human Services</a>,&nbsp;provides coverage for <a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" rel="noopener noreferrer">over one-fifth</a>&nbsp;of the state’s population, including almost half a million blind, disabled and elderly residents. Program enrollees receive wide-ranging benefits, including primary and specialty care, hospital and emergency care, diagnostic services such as lab tests and X-rays, preventive care, prescription medications and nursing home care. Saginaw residents must be U.S. citizens or legal immigrants to qualify for Michigan Medicaid coverage for long-term care, and they must meet these additional requirements: <ul>
<li>Be aged 65 or older or aged 21 to 64 and disabled or blind</li>
<li>Be assessed as requiring the level of care usually provided in a nursing facility</li>
<li>Have a monthly income of $2,313 or less per person</li>
<li>Have $2,000 or less in countable assets if single</li>
<li>Have $3,000 or less in combined countable assets if applying with a spouse</li>
</ul> All income counts toward the above limit, but some assets are automatically excluded, including an applicant’s primary home worth less than $585,000, household furnishings, personal belongings, one automobile and a burial trust. Applicants may still qualify if they’re over the income or asset limits and fit one of these categories: <ul>
<li>Seniors who meet all other eligibility criteria except for income and who have high medical bills may receive coverage through a <a href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" rel="noopener noreferrer">Medicaid deductible</a>. The specific deductible amount is calculated based on the applicant’s excess income figure, and this amount must go toward allowable medical expenses before coverage is approved.</li>
<li>Married sole applicants with excess income and assets may qualify after <a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">spousal living and resource allowances</a> are calculated and taken into account.&nbsp;These federally mandated allowances may reduce an applicant’s monthly income by up to $3,160.50 and joint assets by up to $126,420.</li>
</ul> To apply for Michigan Medicaid coverage, seniors and disabled adults can call the Health Care helpline at (855) 789-5610, complete an <a href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" target="_blank" data-mce-href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" rel="noopener noreferrer">online application</a> or visit the local <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66820-288010--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66820-288010--,00.html" rel="noopener noreferrer">MHHS office</a> at 411 East&nbsp;Genesee Avenue. MI Choice Waiver Seniors and disabled adults who meet the Medicaid eligibility requirements and need daily assistance but want to stay at home or in a community setting can apply for the&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" rel="noopener noreferrer">MI Choice waiver</a>&nbsp;program. To qualify, applicants must: <ul>
<li>Be aged 65 or older or aged 21 through 64 and blind or disabled</li>
<li>Be assessed as requiring a nursing-facility level of care but able to live in the community without safety concerns</li>
</ul> Those enrolled in the program receive full medical coverage through Michigan Medicaid as well as one or more of these waiver services: <ul>
<li>Transition assistance to relocate from a nursing home</li>
<li>Care coordination</li>
<li>Community living supports</li>
<li>Preventive nursing services</li>
<li>Private duty nursing care</li>
<li>Medical supplies and equipment not available through regular Medicaid</li>
<li>Approved goods and services</li>
<li>Counseling</li>
<li>Nonmedical transportation</li>
<li>Personal emergency response systems</li>
</ul> The Choice waiver isn’t a Medicaid entitlement program, and participation is limited statewide, so eligible applicants may have to wait to receive services. For more information about&nbsp;the MI Choice waiver or to schedule an initial assessment to begin the application process, Saginaw seniors can contact the local designated waiver agent, <a href="https://www.a-dhomecare.com/waiver" target="_blank" data-mce-href="https://www.a-dhomecare.com/waiver" rel="noopener noreferrer">A&amp;D Home Health Care</a>, at (989) 249-0929.

Medicaid in Michigan

Detailed profile of  Assisted Living Facility in Saginaw, MI. Average cost is 2825 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 Assisted Living Facility in Saginaw, MI (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Saginaw, MI

Assisted Living Resources in Saginaw

The Saginaw County Commission on Aging offers a wide range of programs and services to help elderly residents aged 60 and older maintain their independence and a high quality of life. The agency’s information and referral staff is available to answer questions, provide information and connect callers with local services that match their needs. The SCCOA&nbsp;coordinates and oversees&nbsp;programs and services such as case management, care management for frail individuals at risk of nursing home admission, congregate dining, in-home support and door-to-door transportation. The agency also offers volunteer opportunities for seniors who want to stay active and engaged in their community.

Commission on Aging

Saginaw is home to&nbsp;<a href="http://www.saginawcounty.com/Coa/SaginawCountySeniorCenters.aspx" target="_blank" data-mce-href="http://www.saginawcounty.com/Coa/SaginawCountySeniorCenters.aspx" rel="noopener noreferrer">five busy senior centers</a>&nbsp;that welcome residents aged 60+ with a variety of recreational and educational activities. The centers provide a nutritious hot lunch plus diverse offerings such as bingo, billiards, chess and bridge games, chair exercise, tai chi,&nbsp;line dancing and crafting classes. Most centers organize holiday and birthday parties, seminars on aging-related topics, wellness checks, group outings and day trips.

Senior Centers

Reviews of Saginaw Assisted Living Facilities

Welcome to Independence Village of Saginaw. This isn't just a place to reside - it's a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include independent living. Throughout each service level, we strive to make every moment of every day something special. We know it's the small details in life that make a difference. Every resident becomes a part of our family, and we work with each of them at their pace to create the experiences they want. Independence Village of Saginaw is a place where residents can truly Shine. Everyday.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://adultfostercare.apps.lara.state.mi.us/">Michigan Department of Licensing and Regulatory Affairs Adult Foster Care Search</a>

Independence Village of Saginaw

If you think there's not much going on in a senior living community, you've never been to Bickford. Imagine your loved one enjoying delicious, scratch-made meals, having a friendly caregiver always nearby, and a calendar chock-full of social activities. Our family of caregivers will do whatever it takes to make sure your loved one is living their best life possible. 

That includes our nationally recognized HigherPath senior health model. Think of it as your loved one's safety net -- a proactive care team that's all about helping them live happier, healthier -- longer. Oh and did we mention our resident happiness ratings are double the industry average? 
<h4>Get your loved one on the HigherPath</h4>
Many assisted living facilities seem similar. But Bickford's nationally recognized senior health model is taking the road less traveled and championing a higher standard of senior care. An interdisciplinary care team will ensure your loved one is getting whatever proactive interventions they need to stay on a higher path. 


<ul>
<li>On-site primary care</li>
<li>High-performing care network</li>
<li>Interdisciplinary care meetings</li>
<li>Integrated health records</li>
<li>Outcome-focused technology</li>
</ul>


<h4>Created to care for our family. Devoted to serving yours.</h4> 
Bickford was founded in 1991 to care for our own mother. What started out as a family need has blossomed into our life's work. We're still family-owned and operated today. 
<h4>Support in a home-like environment</h4>
Your loved one deserves to focus on what matters most -- living the best life possible. Whatever care needs they have, we're here to help.

<ul>
<li>Bread Basket Scratch Kitchen - This isn't institutional food. They'll get three meals a day from our scratch kitchen -- good as home can be. </li>
<li>Daily Activities - Choose your fun every day, with options like exercise, guitar sessions, happy hour, and much, much more. </li>
<li>Pet Friendly - Know your loved one and their pet are thriving together. We provide assistance with all pet care needs, including feeding, litter box, and outdoor time. </li>
<li>Resident Monitoring System - Never worry that mom could end up somewhere unsafe. </li>
<li>Transportation Services - Rest easy knowing your loved one can get anywhere they need to go, safely and hassle-free. </li>
<li>Medication Management - Twenty different pills per day? No problem. </li>
<li>Assistance with Activities of Daily Living - Whatever it takes to give your loved one their dignity, choice, and independence. </li>
<li>Maintenance-Free Living - Housekeeping, laundry, home maintenance -- no more! (And yes, we'll even help with the TV remote.) </li>
<li>Dementia Programming - All Bickford caregivers consistently receive advanced training in dementia care. </li>
<li>Spiritual Care - Most senior living communities rely on volunteers for spiritual care. Not us. We partner with MarketPlace Chaplains to provide reliable, consistent, professional support. </li>
</ul>

<h4>Help your loved one age gracefully in 3 easy steps</h4>


<ul>
<li>Visit us. Come in for a tour with one of our Family Advocates. We'll start by listening so we can understand your loved one's unique situation. We know what's at stake and we're ready to do whatever it takes. </li>

<li>Choose a HigherPath. The status quo isn't good enough. Your loved one deserves better. With our proprietary HigherPath senior health model, we can help your loved one live happier, healthier -- longer. </li>

<li>Cherish your time together. These years are meant to be golden. With your loved one living their best life possible, you can savor every moment. Meals, milestones, memories -- enjoy them all. </li>
</ul>
 To learn more about this providers license and review other available state reports, please visit: <a href="https://adultfostercare.apps.lara.state.mi.us/">Michigan Department of Licensing and Regulatory Affairs Adult Foster Care Search</a>

Bickford of Saginaw

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_________________________________________

Featuring stylish senior apartments in Saginaw, Michigan, Swanhaven Manor provides a full array of independent living amenities. We are set in a vibrant residential neighborhood, close to local parks, country clubs and with easy access to numerous shopping and dining establishments.

Haven Manors is committed to creating exceptional retirement communities for our residents. Not only are each of our properties maintained with the highest quality of detail and presentation, but we offer an array of services and amenities, catering to the needs and desires of today’s modern active senior.

<h2>Featured Amenities</h2>

Swanhaven Manor is perfectly located for seniors who like to walk. Meanwhile inside, activities take place in our common areas, such as exercise classes, games puzzles and live entertainment. Whether you want to socialize over nightly dinner in our community dining room, or enjoy a game night amongst friends and family in our community rooms, you’ll find an abundance of choice.

We offer a range of floor plans including spacious one- and two-bedroom apartment homes. While meals are served in our welcoming dining room, apartments also include kitchenettes. You will also find plenty of parking including the option of covered carports and best of all, utilities included in your monthly rent.

<h2>Available Services</h2>

Among the many benefits of living at Swanhaven Manor is our staff’s commitment to your happiness and wellbeing. Furthermore, we have staff available 24-hours a day for your security and to respond to emergencies.

Because we take care of it all, you never need to worry about home maintenance. With deluxe housekeeping housekeeping services, complimentary laundry facilities and numerous other services, you are free to spend your time enjoying the retirement you’ve earned. We also offer a meals program, featuring nightly dinners in our well-appointed community dining room.

We welcome you to visit Swanhaven Manor today and start enjoying your retirement more.

Swanhaven Manor

Welcome to Auburn Heights Senior Care — Where Comfort Meets Compassion

At Auburn Heights Senior Care, we're more than just a place to live — we're a warm, welcoming community where seniors feel right at home. We believe every resident deserves to be treated like family, and that's exactly how we care for them.

What Makes Us Special

<ul>
<li>It Feels Like Home : Our cozy, intimate setting is perfect for seniors who want personalized care in a peaceful, home-like environment. Forget the big, crowded facilities — here, everyone knows your name.
<li>Care That Fits Your Needs : Whether your loved one needs a little help or more hands-on support, we create care plans that match their unique needs and preferences. 
<li>We're Family-Focused : We know how important it is to keep families in the loop. We're here to support not just our residents but their loved ones too.
<li>Short-Term Stays Welcome : Need a little break? Our respite care is perfect for families who need temporary support.</li>
</li></li></li></ul>

Our Services

<ul>
<li>24/7 Loving Care : Our trained caregivers and nurses are always here — day and night — to lend a helping hand and make sure everyone feels safe and well cared for.
<li>Memory Support : We offer compassionate memory care for residents with Alzheimer's or other forms of dementia, focusing on dignity, routine, and joyful moments.
<li>Help with Daily Life : From bathing and dressing to medication reminders, we're here to help with whatever is needed — always with kindness and respect.
<li>Fun, Connection &amp; Community : Life doesn't stop here — we offer daily activities, music, crafts, games, and social time to keep spirits high and minds engaged.
<li>Tasty, Home-Cooked Meals : Our kitchen serves up fresh, nutritious meals that feel just like home cooking — with room for special diets and favorite comfort foods.</li>
</li></li></li></li></ul>

Meet Our Team

We've built a team of caring hearts — not just experienced professionals but people who truly love what they do. Our staff takes the time to get to know each resident, building trust, connection, and joy every day.



 To learn more about this provider's license and review other available state reports, please visit: <a href="https://adultfostercare.apps.lara.state.mi.us/">Michigan Department of Licensing and Regulatory Affairs Adult Foster Care Search</a>

Auburn Heights Senior Care Inc.

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Peace of Mind AFC - Saginaw, Michigan

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