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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Star Community, Inc

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Maryland has a relatively <a href="https://www.bestplaces.net/cost_of_living/state/maryland" rel="noopener noreferrer" target="_blank">high cost of living</a>, and that&rsquo;s reflected in its assisted living prices. Seniors in the state pay an average of $4,673 per month for assisted living, much more than the national average of $4,000. In the western Maryland city of Hagerstown,&nbsp;seniors pay prices that are high even by Maryland standards at $5,045 per month.&nbsp;

Assisted living prices vary widely throughout Maryland. Seniors in the California area pay a whopping $5,900 per month, on average. The second-most expensive city, Salisbury, comes in at $5,315 per month. The state&rsquo;s most budget-friendly city for assisted living, Cumberland, is significantly more affordable at just $3,650 per month.&nbsp;

The Cost of Assisted Living in Surrounding Areas

HagerstownNational AverageState AverageBaltimore AreaCalifornia AreaCumberlandSalisbury$3,500$4,000$4,500$5,000$5,500$6,000

RegionCost of Assisted Living

Hagerstown$5,045.00

National Average$4,000.00

State Average$4,673.00

Baltimore Area$4,250.00

California Area$5,900.00

Cumberland$3,650.00

Salisbury$5,315.00

$6,000

Assisted Living Costs in Hagerstown

A senior&rsquo;s monthly care bill varies significantly depending on the type of care they require, as reported by <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care Survey</a>. Seniors who live in Hagerstown&rsquo;s assisted living facilities can expect to pay $5,045 per month, on average. Their counterparts in the city&rsquo;s nursing homes pay $9,353, which is approximately $4,300 more per month.&nbsp; In-home senior care services, at $3,813 per month, cost approximately $1,230 less than assisted living. These prices are just for the care itself, so seniors should also consider the other costs of living at home, such as utilities, groceries and maintenance. Depending on a senior&rsquo;s monthly budget, staying at home could be more expensive than moving to an assisted living facility.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Hagerstown

Senior Assisted Living Group Home Subsidy 
 
<a href="https://aging.maryland.gov/Pages/senior-assisted-living-group-home-subsidy.aspx" rel="noopener noreferrer" target="_blank">The Senior Assisted Living Group Home Subsidy</a> is a state-run program that helps seniors pay for assisted living services. These services are provided in a group home setting and may include 24-hour supervision, personal care and meals. The program may pay the difference between a senior&rsquo;s income and their monthly assisted living fees. The maximum payment is $650 per month.&nbsp; 
 
Seniors may be eligible for this program if they:

&nbsp;

&nbsp;

<ul>
	<li>Are 62 years of age or older</li>
	<li>Need assistance with activities of daily living due to a physical or mental impairment</li>
	<li>Are accepted into a facility that participates in the program</li>
	<li>Earn no more than 60% of the Maryland median income per month</li>
	<li>Own less than $11,000 in assets ($14,000 for couples)</li>
	 
	 
	 
	&nbsp;
	<li>To apply, call the <a href="http://www.wccoaging.org/" rel="noopener noreferrer" target="_blank">Washington County Commission on Aging</a> at (301) 790-0275.&nbsp; 
	 
	Optional State Supplementation 
	 
	Many states, including Maryland, provide additional cash assistance to SSI recipients. Seniors who live in assisted living facilities may receive as much as $184 in <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/md.html" rel="noopener noreferrer" target="_blank">optional state supplementation</a>. This includes a personal needs allowance of $82; seniors can use this money to buy clothes, books and other personal items that aren&rsquo;t provided by assisted living facilities.&nbsp; 
	 
	Seniors who receive SSI, or meet all SSI eligibility requirements except for income, may qualify for this program. To apply, visit the <a href="http://dhs.maryland.gov/local-offices/washington-county/" rel="noopener noreferrer" target="_blank">Washington County Department of Social Services</a> or call (240) 420-2100.</li>
</ul>

&nbsp;

&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,045 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in Hagerstown and several in surrounding areas. The Cost of Senior Care in Hagerstown, MD<ul><li>Assisted Living: $5,045</li><li>Nursing Home Care: $9,353</li><li>In-home Care: $3,813</li><li>Adult Day Health Services: $1,712</li></ul>

Assisted Living in Hagerstown, MD

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" rel="noopener noreferrer" target="_blank">Almost 1.2 million</a> Marylanders are enrolled in Medicaid, a government-run program that provides health coverage to people with low incomes and limited resources. Medicaid recipients, who include seniors, children and people with disabilities, can receive a number of <a href="https://www.marylandhealthconnection.gov/shop-and-compare/medicaid-basics-and-benefits/what-does-medicaid-cover/" rel="noopener noreferrer" target="_blank">medical services</a> at low or no cost. These include physician services, physical therapy, hospital services, emergency medical transportation and personal care services.&nbsp; 
 
Seniors may qualify for Maryland&rsquo;s <a href="https://mmcp.health.maryland.gov/Documents/Medicaid%20Income%20Limits/2019%20Monthly%20Income%20and%20Asset%20Guidelines%202-22-19.pdf" rel="noopener noreferrer" target="_blank">Aged, Blind and Disabled Medicaid</a> category if they earn less than $350 per month and have less than $2,500 in assets. Couples may be eligible with a combined income of less than $392 per month and total assets of less than $3,000. Seniors who receive SSI benefits are automatically eligible for Medicaid.&nbsp; 
 
There are many ways that seniors can <a href="https://mmcp.health.maryland.gov/Pages/Am%20I%20Eligible.aspx" rel="noopener noreferrer" target="_blank">apply for Medicaid coverage</a>. The fastest way is to submit an online application through <a href="https://mydhrbenefits.dhr.state.md.us/dashboardClient/#/home" rel="noopener noreferrer" target="_blank">myDHR</a>. Seniors who prefer to apply in person can stop by the <a href="http://dhs.maryland.gov/local-offices/washington-county/" rel="noopener noreferrer" target="_blank">Washington County Department of Social Services</a>. This office is located at 122 N. Potomac St. in Hagerstown. Mailing a <a href="https://mmcp.health.maryland.gov/Medicaid%20Applications/9701%20Application_English.pdf" rel="noopener noreferrer" target="_blank">paper application</a> to this office is another option. 
 
Seniors who need help applying for Medicaid can call <a href="https://www.marylandhealthconnection.gov/find-help/call-center/" rel="noopener noreferrer" target="_blank">Maryland Health Connection</a> at (855) 642-8572.&nbsp; 
 
Home and Community-Based Options Waiver 
 
Maryland&rsquo;s <a href="https://mmcp.health.maryland.gov/longtermcare/SiteAssets/SitePages/Community%20First%20Choice/HCBOW%20Fact%20Sheet%2011.17.15.pdf" rel="noopener noreferrer" target="_blank">Home and Community-Based Options waiver</a> helps nursing home-eligible seniors live at home or in the community. Seniors can receive a number of waiver-specific services, including assisted living, family training and case management. They can also receive personal care services, transition services, nurse monitoring and other Medicaid services. 
 
Seniors who have a verified need for nursing home care may qualify for this waiver program if they meet its financial requirements. The income limit for the program is 300% of the federal SSI benefit rate. Depending on a senior&rsquo;s eligibility category, the asset limit is either $2,000 or $2,500. 
 
Seniors who currently live in a nursing home and want to move to assisted living can apply by calling <a href="https://mmcp.health.maryland.gov/longtermcare/Pages/Community-First-Choice.aspx" rel="noopener noreferrer" target="_blank">Medicaid&rsquo;s Long-Term Care and Waiver Services</a> at (410) 767-1739.&nbsp; 
 
For seniors who don&rsquo;t live in nursing homes, there&rsquo;s a wait list. To learn more, call the <a href="https://health.maryland.gov/pages/home.aspx" rel="noopener noreferrer" target="_blank">Maryland Department of Health&rsquo;s</a> Waiver Services Registry at (844) 627-5465. 
 
Increased Community Services Program 
 
The <a href="https://mmcp.health.maryland.gov/longtermcare/Resource%20Guide/03.%20Program%20Fact%20Sheets/Fact%20Sheet%20-%20ICS%20March%202018.pdf" rel="noopener noreferrer" target="_blank">Increased Community Services</a> program is designed to help seniors move out of nursing homes. It offers many of the same services as the Home and Community-Based Options waiver, such as assisted living, transition services and personal care services.&nbsp; 
 
Seniors may be eligible for this program if they&rsquo;ve lived in a nursing home for at least three months. Within that time, at least 30 days of nursing home care must be eligible for Medicaid coverage. The services that a senior wants to receive in the community, such as assisted living care, must cost less than what they&rsquo;re currently receiving in the nursing home.&nbsp; 
 
Like the Home and Community-Based Options waiver, this waiver has an asset cap of $2,000 or $2,500 depending on a senior&rsquo;s eligibility category. Seniors who earn more than 300% of the federal SSI benefit rate need to use their excess income to contribute to their care costs.&nbsp; 
 
Seniors who are interested in this program can contact <a href="https://www.marylandaccesspoint.info/consumer/index.php?mobile=false" rel="noopener noreferrer" target="_blank">Maryland Access Point</a> at (844) 627-5465.

Medicaid in Maryland

 Detailed profiles of 6 Assisted Living Facilities in Hagerstown, MD. Average cost is 5045 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 6 Assisted Living Facilities in Hagerstown, MD (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Hagerstown, MD

Assisted Living Resources in Hagerstown

At the local senior center, seniors can take a variety of free or low-cost classes, including exercise classes, health classes and Spanish classes. Painting, sewing and chess are just some of the fun activities that seniors can participate in. The center&rsquo;s cafe serves affordable soups, sandwiches and other freshly prepared meals.

Senior Centers

At the city’s Social Security office, Hagerstown seniors can get help with SSI, SSDI, Medicare and other federal programs. They can also get a replacement Social Security card.

Social Security

Many Veterans Affairs resources are located in and around Hagerstown. A VA clinic is located within city limits, and it offers primary care, women&rsquo;s health care and blood drawing services. The closest VA hospital is located across the state line in Martinsburg.&nbsp;

Veterans Affairs

Reviews of Hagerstown Assisted Living Facilities

Nestled in the heart of the Hagerstown, Commonwealth Senior Living of Hagerstown is a welcoming retirement community catering to seniors facing the challenges of Alzheimer&#39;s and dementia. Our well-appointed, neighborhood-style community offers all the comforts of home in a safe and secure environment.

<h2>Featured Amenities</h2>

Our homelike accommodations boast special safety features including handicap-accessible bathrooms with anti-scald faucets, grab bars in the shower and next to the toilet, and an emergency call system monitored 24 hours a day. All utilities are included and homes are pre-wired for telephone and cable television.

Residents enjoy three delicious, well-balanced meals each day which are served in our community dining room. A private dining room is available for entertaining visiting family and friends, all of whom are welcome to join us anytime for a meal.

<h2>Available Services</h2>

With staff on site 24 hours a day, our seniors never have to worry about having their needs met. Our state-certified nursing aides are available to assist with life&#39;s daily routines, including bathing, dressing, meals and managing medications. Professional rehabilitation services are provided right on site, although we are also able to coordinate outside medical care and appointments.

To give our residents more time to enjoy all the amenities and activities offered at Commonwealth Senior Living of Hagerstown, our staff take care of the cleaning, linen changing, and personal and flat laundry. For added convenience, a beauty salon and barbershop is also located on site at our community.

Recognizing the unique needs of seniors with Alzheimer&#39;s and dementia, Commonwealth Senior Living of Hagerstown provides an innovative approach to personalized care while preserving the dignity of each of our residents.

Viva Senior Living at Hagerstown

Our comfortable memory care and assisted living facility in Hagerstown, Maryland, is located in an area rich in culture and history. Residents in our thriving assisted living and memory care communities appreciate exceptional care from experienced and compassionate staff, as well as plentiful opportunities to enjoy all life has to offer. At Elmcroft of Hagerstown, we treat residents like family.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://healthcarequality.mhcc.maryland.gov/AssistedLiving/List">Maryland Office of Health Care Quality Licensee Directories</a>

Seaton Hagerstown

Our Continuing Care Retirement Community features two beautiful campuses located near Interstates 81 and 70, offering a range of easily accessible cultural and recreational opportunities for our residents. We provide multiple levels of services and our options are designed to maximize your quality of life and independence. We know you want options. That's why we offer several different pricing options for all levels of service. Our Community provides you with choices of multiple floor plan layouts and several different entrance fee plans so you can choose the one perfect for you. Our gracious accommodations and range of comprehensive health care services make us a Continuing Care Retirement Community-Offering peace of mind for the future

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://healthcarequality.mhcc.maryland.gov/AssistedLiving/List">Maryland Office of Health Care Quality Licensee Directories</a>

Creekside Village

Somerford House - Hagerstown, located in Hagerstown, Maryland, offers both memory care and assisted living services. It provides apartment-style living, with options that include living rooms and kitchenettes, promoting a home-like atmosphere that allows residents to maintain some level of independence and comfort.

The community features a variety of amenities designed to enhance the quality of life for its residents. Outdoor common areas offer space for fresh air and exercise, and pet-friendly policies allow for companionship. A range of organized activities and social events provides opportunities for engagement and friendship. Meal services are available, eliminating the need for residents to cook, and communal dining areas encourage social interaction. Additional amenities include WiFi and Internet access, yoga and stretching classes, and field trips, all aimed at keeping residents connected and active.

Services available to residents are designed to simplify daily living. General transportation services enable residents to attend appointments, run errands, and visit local attractions. Housekeeping services contribute to a clean and comfortable living environment. With its comprehensive amenities and supportive services, Somerford House - Hagerstown strives to offer a balanced and fulfilling lifestyle for its residents.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://app.smartsheet.com/b/publish?EQBCT=08adff96ac8c4d18a97bf909162a2250">Maryland Office of Health Care Quality Licensee Directories</a>

Somerford House - Hagerstown

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Star Community, Inc - Hagerstown, Maryland

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