4.1
(7)
"____________________________________________ A charming home for active seniors located in Elkton Maryland is Abbey Manor Assisted Living..."
READ MOREThe average cost of assisted living in the county is $4,250 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 14 Assisted Living Communities in Cecil County and several in surrounding areas. The Cost of Senior Care in Cecil County, MD
4.1
(7)
"____________________________________________ A charming home for active seniors located in Elkton Maryland is Abbey Manor Assisted Living..."
READ MORE4.4
(6)
4.5
(4)
"Well Homed is an Assisted Living company servicing Cecil County. We provide care to Seniors at Singerly with plans to expand to multiple hom..."
READ MORE5.0
(2)
"We have been at the heart of Port Deposit, Maryland, for over 20 years. All our ranch-style facilities are built explicitly as assisted livi..."
READ MORE1505 Belvidere Road, Port Deposit, MD 21904
Call 1-855-287-5093 for details
350 Broad Street, Po Box 635, Perryville, MD 21903
Call 1-855-287-5093 for details
"Our Community: Endearment is a large house located in a quiet community. We have six private rooms and one shared. There are four full ba..."
READ MORE"Conveniently situated close to the Mt Pleasant Methodist church in a quiet community surrounded by farms and greenery, Liberty Gardens offer..."
READ MORE4.6
(39)
"At The Lorelton, you will enjoy a retirement set within a charming Wilmington neighborhood. Our community is allows you to enjoy all the rec..."
READ MORE4.3
(49)
"Distinctive Senior Living in Wilmington, Delaware Nestled on 10 wooded acres with beautiful streams and parklands in a residential area jus..."
READ MORE200 East Village Rd., Newark, DE 19713
Call 1-855-287-5093 for details
4.3
(38)
"Paramount Senior Living at Newark promises to maintain its position as the premier senior living facility in the Newark Delaware area. We ar..."
READ MORE2215 Shipley Road, Wilmington, DE 19803
Call 1-855-287-5093 for details
4.3
(36)
"__________________________ Here at Sunrise of Wilmington, we make sure to provide our residents with a wide array of amenities and s..."
READ MORE1 Colgate Road, Forest Hill, MD 21050
Call 1-855-287-5093 for details
4.6
(18)
"Forest Hill Heights is an all-inclusive assisted living and memory care community where seniors can live longer, healthier and a more fulfil..."
READ MORE1415 St. Francis Road, Bel Air, MD 21014
Call 1-855-287-5093 for details
4.7
(12)
"Nestled just minutes away from the newly renovated historic downtown district of Bel Air, Commonwealth Senior Living at Bel Air is a welcomi..."
READ MORE4.1
(27)
"Millcroft is a Independent, assisted, and nursing care community. We have a various amount of activities to fit the needs of each resident a..."
READ MORE3.9
(25)
"At Brookdale Hockessin (formerly known as Windsor Place), we believe that living here should feel like living in one's own home. That is..."
READ MORE147 West State Street, Kennett Square, PA 19348
Call 1-855-287-5093 for details
4.4
(9)
"Offering several levels of care based on the personal needs and desires of each resident, Friends Home in Kennett is conveniently locat..."
READ MORE4.4
(8)
"Welcome to HarborChase of Wilmington! Our community offers a fresh, nutritious and constantly evolving menu featuring seasonal ingredients a..."
READ MORE4.8
(6)
"Lorien Bel Air is a home for seniors who need care-whether it's assisted living, skilled nursing, rehabilitation or more-and value their lif..."
READ MORE820 Middletown Odessa Rd, Middletown, DE 19709
Call 1-855-287-5093 for details
4.6
(5)
"While Meadowcrest offers the worry-free, independent living you may be seeking now; life is better here – because our lifestyle provides t..."
READ MORE4.8
(46)
4175 Ogletown-Stanton Road, Newark, DE 19713
Call 1-855-287-5093 for details
4.3
(20)
"Here at Somerford House & Place of Newark, our primary focus is to provide our residents with the maximum amount of independence possibl..."
READ MORE1109 East Baltimore Pike, Kennett Square, PA 19348
Call 1-855-287-5093 for details
4.4
(10)
"Includes residences at Longwood and Crosslands. Entry Fees refundable under a 2% per mo. Amortization for 50 mos."
READ MORE4.8
(7)
" Brightview Avondell is a rental retirement community, so no large entrance fee is required. Independent Living has a variety of apartment ..."
READ MORE4.6
(8)
"Located in a residential neighborhood of Hockessin, Delaware, The Summit is just minutes from Mendenhall Village Park and a short drive from..."
READ MORE3.9
(15)
"When seniors decide to join our community at Foulk Manor South they can be certain that our staff is committed to providing them with the be..."
READ MORE301 Victoria Gardens Drive, Kennett Square, PA 19348
Call 1-855-287-5093 for details
4.7
(7)
4.5
(8)
"Cokesbury Village is situated on 60 acres of land in Hockessin, Delaware, not far from Westgate Farms Park and Delcastle Golf Club. Visitors..."
READ MORE4.3
(9)
"Located in Harford County, Maryland, serving Bel Air, Aberdeen, Abingdon and surrounding areas, Brightview Assisted Living of Bel Air, one o..."
READ MORE4.8
(6)
4.3
(8)
"Rockland Place in Wilmington Delaware is a rental community offering Assisted Living and Memory Care in an engaging setting. Discover Wilmin..."
READ MORE4.1
(8)
"_____________________________________________ It's easy to imagine country estate living at Country House. This Wilmington retirement..."
READ MORE3.5
(17)
"Refund Plans: 50% Refund reduces at 2% per mo. for 25 mos.; 0% Refund reduces at 2% per mo. for 50 mos. (Price: 66% of Entrance Fee). Assis..."
READ MORE4.3
(7)
625 Robert Fulton Highway, Quarryville, PA 17566
Call 1-855-287-5093 for details
4.6
(5)
"Refund Plans: 70% refund of Entrance Fee; 30% refund (Price: 74% avg. of Entrance Fee); Fully declining balance (Price: 62% avg. of Entrance..."
READ MORE3.4
(11)
100 St. Claire Drive, Hockessin, DE 19707
Call 1-855-287-5093 for details
3.2
(13)
4.0
(4)
3.4
(5)
"Bel Air Assisted Living, a locally owned and operated assistant living facility is located at 144 North Hickory Ave., Bel Air, MD. Bel Air ..."
READ MORE5.0
(2)
4.0
(3)
1201 N. Harrison Street, Wilmington, DE 19806
Call 1-855-287-5093 for details
3.5
(4)
"Welcome to Lutheran Senior Services - Lutheran Towers 1. Our inviting senior living community offers residents the comfort and convenience o..."
READ MORE1420 N. Franklin street, Wilmington, DE 19806
Call 1-855-287-5093 for details
3.7
(3)
"Welcome to Lutheran Senior Services - Lutheran Towers II. Our inviting senior living community offers residents the comfort and convenience ..."
READ MORE3.7
(3)
3.3
(3)
"Nestled in the close-knit community of Wilmington Delaware and set on a 10-acre campus, Madeline Care Center is home to seniors age 55 and o..."
READ MORE4.0
(2)
"Offering skilled nursing, medical and rehabilitative care for patients and residents. Whether for a short stay or for an extended period, ou..."
READ MORE5.0
(1)
452 W. Bel Air Avenue, Aberdeen, MD 21015
Call 1-855-287-5093 for details
5.0
(1)
"Hummingbird Manor is a unique historic Victorian home offering Levels 1-3, Alzheimer's and Respite care for up to 15 residents. The propert..."
READ MORE5.0
(1)
5.0
(1)
5.0
(1)
5.0
(1)
4.0
(1)
4.0
(1)
801 N. BROOM STREET, Wilmington, DE 19806
Call 1-855-287-5093 for details
2.0
(1)
41 East Bel Air Avenue, Aberdeen, MD 21001
Call 1-855-287-5093 for details
550 Revolution Street, Havre De Grace, MD 21078
Call 1-855-287-5093 for details
"Welcome to Loving Care Assisted Living IV located in Havre de Grace, MD. We invite you to schedule an in-person or virtual tour of our com..."
READ MORE"Churchville Meadows is nestled in the small community of Churchville in Hartford County, Maryland. Numerous historical landmarks such as the..."
READ MORE603 West Bel Air Avenue, Aberdeen, MD 21001
Call 1-855-287-5093 for details
505 Greenbank Rd, Wilmington, DE 19808
Call 1-855-287-5093 for details
"Welcome to Brandywine Nursing & Rehab Center! At our nursing center, we meet your special needs, whether you need short-term rehabilitation ..."
READ MORE6525 Lancaster Pike, Hockessin, DE 19707
Call 1-855-287-5093 for details
"Welcome Regal Heights Healthcare & Rehab Center! Welcome to Regal Heights Healthcare & Rehabilitation Center, a 172-bed, subacute care and s..."
READ MORE"Serving Cecil and Harford Counties, No Place Like Home, LLC, has a range of options for entertainment, education, exercise and shopping for ..."
READ MORE"Welcome to Parkview Nursing & Rehab Center! Choosing a place to call home is a decision families make together. We are here to help you sele..."
READ MORE1605 North Broom Street, Wilmington, DE 19806
Call 1-855-287-5093 for details
"This independent living facility is in a suburban setting close to the main Bel Air, MD, thoroughfare of Marketplace Drive. Seniors aged 62 ..."
READ MORE2007 Klein Plaza Drive, Forest Hill, MD 21050
Call 1-855-287-5093 for details
According to Genworth’s 2018 Cost of Care survey, the cost of assisted living in Cecil County ($4,250) is a little higher than the national average ($4,000) but several hundred dollars per month lower than the statewide average of $4,673.
Of the areas surveyed, Cecil County is among the most cost-effective for assisted living, with only Cumberland coming in less expensive at an average of $3,650 per month. California, Hagerstown and Salisbury all have higher rates for assisted living, with respective averages of $5,900, $5,045 and $5,315. Nearby cities across state lines also tend to have higher assisted living costs, including Philadelphia, PA, at $5,318 and Dover, DE, at $5,418 per month.
Note: The cost of senior care in Cecil County wasn’t available, so data for the closest city, Baltimore, was used.
Cecil County/Baltimore Area
$4,250
National Average
$4,000
State Average
$4,673
California Area
$5,900
Cumberland
$3,650
Hagerstown Area
$5,045
Salisbury
$5,315
Philadelphia PA
$5,318
Dover DE
$5,418
In addition to assisted living, seniors have several types of care options in Cecil County, including home care, adult day health services and nursing home care. Assisted living and nursing home care generally include accommodations, meals and recreational activities in the monthly price. Home care and adult day health services, on the other hand, only include the cost of care. While these types of care have lower monthly rates, they may end up being more costly for seniors who have to cover household expenses in addition to their care costs. In Cecil County, seniors pay an average of $4,250 per month for assisted living. This is comparable to the rates for home care, with homemaker services costing an average of $4,004 and home health aides costing $4,242 per month. Adult day health services are considerably less at an average of $1,880. Nursing home care is the most expensive option at an average monthly cost of $9,733.
Assisted Living
$4,250
Homemaker Services
$4,004
Home Health Aide
$4,242
Adult Day Health Services
$1,880
Nursing Home Care
$9,733
Maryland Medicaid provides free or low-cost health insurance coverage to eligible seniors residing in Cecil County. This program is jointly funded by the state and federal governments and covers medical expenses, such as doctor’s office visits, hospital stays and laboratory services.
To qualify for Medicaid, applicants must be at least 65 years old and permanently reside in Maryland. Seniors applying alone may have a monthly income of no more than $350 and no more than $2,500 in countable assets. Married applicants may have an income of up to $392 per month and up to $3,000 in countable assets. Those who qualify for Supplemental Security Income, which allows single applicants up to $771 and married couples up to $1,157 in monthly income, are automatically eligible for Maryland Medicaid.
Seniors may have some care services covered by the state’s Long Term Services and Supports program, which is part of regular Medicaid and has the same eligibility criteria. It covers home and community-based services, including personal assistance, nursing, monitoring, medical supplies and equipment.
Seniors can apply for Maryland Medicaid online through MDThink. Alternately, a completed application may be mailed to or submitted in person at the local Department of Social Services office, which can be contacted at (410) 996-0100.
Senior Assisted Living Group Home Subsidy
Low- and moderate-income seniors who reside in Cecil County may be eligible to receive financial assistance through the Senior Assisted Living Group Home Subsidy program. Subsidies are provided to eligible seniors who are unable to afford the cost of assisted living and cover a variety of services, including personal care, 24-hour supervision and meals. To qualify, applicants must be at least 62 years of age and in need of assisted living services. They must also have a monthly income of no more than 60% of the state median and no more than $11,000 in assets ($14,000 for couples).
To apply, seniors can contact the Cecil County Department of Aging and Disability Services at (410) 996-5295.
Assisted Living Bridge Loans
Seniors who need short-term funding to cover the transition to an assisted living facility or pay for services until long-term funding is available may be eligible for a bridge loan from Elderlife Financial Services. The loan is available as a lump sum or line of credit, and funds may be sent directly to the borrower’s care facility. Approval is based on an applicant’s credit history and ability to make monthly payments.
Seniors can apply for a bridge loan online or by calling Elderlife Financial Services at (888) 228-4500.
Optional State Supplementation
Cecil County seniors who reside in a care home or assisted living facility and are eligible for SSI benefits may also qualify for an additional cash benefit through the Optional State Supplementation program. This money is added to the federal benefit payment and ranges between $52 and $666 per month, depending on the participant’s living arrangements.
To apply for benefits, seniors can contact the Social Security Administration at (800) 772-1213.
Cecil County seniors age 60 and over can enjoy a hot, nutritious lunch and participate in an array of social, recreational and educational programs at the local senior center. The center is open on weekdays and located at the back of the Cecil County Administration Building.
Elkton Center
200 Chesapeake Blvd., Elkton, MD 21921
(410) 996-5203
The Cecil County Department of Community Services Aging and Disability Services Division is the local Area Agency on Aging and provides transportation, ombudsman and referral services for older residents. The agency also helps seniors obtain financial assistance for medications, mobility aids and medical supplies. Cecil County Aging and Disability Services
200 Chesapeake Blvd., Ste. 2550, Elkton, MD 21921
(410) 996-5295
Cecil County offers a variety of resources to eligible seniors who served in the military. The local medical center, located in Perry Point, provides inpatient, outpatient and primary care services, as well as long-term and respite care. In Elkton, veterans may attend individual and group counseling, obtain medical referrals and receive assistance in applying for VA benefits at the vet center. Elkton is also home to an American Legion chapter, which provides personal assistance, volunteerism and advocacy for veterans, military personnel and their families.
Perry Point VA Medical Center
515 Broad St., Bldg. 361, Perry Point, MD 21902
(410) 642-2411
Elkton Vet Center
103 Chesapeake Blvd., Ste. A, Elkton, MD 21921
(410) 392-4485
American Legion Post 15
129 W. Main St., Elkton, MD 21921
(410) 398-9720
Go a bit further out to explore pricing and amenities.
$5,475
$3,000
$4,500
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