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7 Assisted Living Communities in Penobscot County, Maine

The average cost of assisted living in the county is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 7 Assisted Living Communities in Penobscot County and several in surrounding areas. The Cost of Senior Care in Penobscot County, ME

  • Assisted Living: $4,500
  • Nursing Home Care: $9,756
  • In-home Care: $4,576
  • Adult Day Health Services: $693

Assisted Living Facilities near Penobscot County, Maine

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Reviews of Assisted Living Facilities in Penobscot County



April 9, 2019

I visited this facility

I’ve been to Dirigo Pines, I couldn’t say enough about them, and we looked at a home. It was a smaller home, a lovely place, and she gave me a tour of the home. She was very informative, and took us to dinner, and she also showed us the main place. She showed us the library, pool room, and where they exercise. We had a nice meal, and it was very good. Anybody I talked to was very pleasant. It was very clean, very neat, and very well-decorated. The only thing I found a little bit difficult was that the waitress mixed up our meals.



October 2, 2018

I visited this facility

We went to Solstice Senior Living at Bangor. I'm on their list. We had a very nice dinner there. The apartments were very nice and fairly small but adequate. They had just about anything you would want. What stood out was the cleanliness of the place. It was immaculate. Everybody was very nice.



August 29, 2018

I am/was a resident of this facility

Solstice Senior Living at Bangor is very good and serves my purpose. The staff is efficient and gets their work done. They have a lot of entertainment, like bingo, dominos, bridge, and other activities.

Map of Penobscot County, Maine

Assisted Living Costs in Penobscot County

According to the Genworth 2018 Cost of Care survey, seniors living in Penobscot County play less for assisted living than those living anywhere else in the state. At $4,500 per month, the cost of assisted living in the county is $450 less than the state median and more than $500 less than in the Lewiston area. In Maine, the most expensive assisted living costs are in the Portland area, at $5,700 per month. In Manchester, New Hampshire, just one state over, the average monthly cost of assisted living is nearly $1,000 more at $5,498 per month.

Note: Specific data regarding the cost of senior care in Penobscot County isn’t available. Data for the largest major city in the county, Bangor, has been used instead. 

Penobscot County/Bangor area


National Average


State Average


Lewiston area


Portland area


Manchester New Hampshire Area


Care Cost Comparison

Just as in most cities throughout the United States, the cost of senior care varies depending on the type of care required. In Penobscot County, nursing home care costs are more than double those of assisted living and home care. While the cost of homemaker services and home health aides is just $76 higher than the cost of assisted living, it’s important for seniors and their loved ones to keep in mind the additional costs that are associated with staying at home. This includes groceries, utilities, rent and general upkeep, all of which are usually accounted for in both assisted living and nursing home costs. 

Senior Care Cost Comparison Chart

Assisted Living


Homemaker Services


Home Health Aide


Adult Day Health Services


Nursing Home Care


Financial Assistance for Assisted Living in Penobscot County

Medicaid in Maine

Medicaid in Maine is known as MaineCare, and the state administers it with financial support from the federal government. It helps low-income seniors, disabled persons and families to access health care services and prescription medications at no cost. Some of the services covered by MaineCare include primary care, counseling services and nursing home care. 

Seniors who wish to apply for MaineCare must meet the following financial requirements:

  • Individual applicants are allowed a maximum income of $1,041 per month and up to $10,000 in countable assets. 
  • Married applicants are allowed a maximum income of $1,410 per month and up to $15,000 in countable assets. 

All sources of income are counted toward eligibility; however, some assets are exempt. Exemptions include an applicant’s home, a single vehicle and personal belongings such as household furnishings. 

To apply for MaineCare, seniors can call the MaineCare helpline at (855) 797-4357. 

Elderly and Physically Disabled Waiver

The Elderly and Physically Disabled waiver helps senior citizens and disabled individuals avoid or delay the need for nursing home care. The program covers costs such as skilled nurse visits, personal care and physical therapy. Seniors can also receive some counseling services and nonmedical transportation. 

To qualify for this waiver, seniors aged 65 and older must require a nursing home level of care and undergo a full assessment to determine their need. They also must have a monthly income lower than $2,313. This waiver only accepts a limited number of participants, so there’s often a waiting list for eligible seniors.

To apply, seniors can contact the Eastern Area Agency on Aging at (207) 941-2865. 

Other Financial Assistance Programs for Assisted Living

State Supplemental Payment

Maine’s state government provides a monthly cash payment to help low-income aged, blind and disabled Maine residents to pay for expenses that aren’t covered by Medicaid and its waiver programs. The recipient’s living arrangements determine the amount of this payment. It can be as much as $234 per month for individuals or $636 per month for couples. 

To qualify, seniors must be at least 65 years old or legally disabled, and they must be recipients of the federal Supplemental Security Income benefit. 

To learn more about this supplement or to apply for SSI, seniors can contact the Social Security Administration at (800) 772-1213. 

Senior Bridge Loan

Seniors who are about to move into an assisted living facility often face large up-front costs. They may need temporary financial assistance while waiting for funds from the sale of a home or other sources. In these cases, seniors can consider a bridge loan from Elderlife Financial Services. These loans are issued directly to the senior’s care facility. The loans operate as a line of credit, and seniors can repay in monthly installments and access funds as they need them. 

To qualify, seniors should have adequate income to cover monthly payments and a good credit history. Those who need to can apply with up to six cosigners to increase the likelihood of approval. 

To apply, seniors can contact Elderlife online or call (888) 228-4500. 

Long-Term Care Insurance

Many senior citizens require some form of long-term care in their lifetime. As such, insurance providers often offer long-term care insurance policies, which can help seniors to cover the costs associated with assisted living and other types of care. Specific terms, copay amounts and deductibles vary depending on the provider and the policy.

Elderlife Financial Services offers insurance counseling to seniors who need assistance filing claims and understanding the terms of their insurance. Those who require assistance can contact Elderlife at (888) 228-4500.

Penobscot County Senior Centers

Gateway Seniors Without Walls works with the UMaine Center on Aging to provide seniors living in Penobscot County with enriching activities and programs, including yoga, aquacize, chess, computer classes and adult coloring nights. 

Gateway Seniors Without Walls
9 Chestnut Court, Orono, ME 04473
(207) 889-3031

Area Agency on Aging

The Eastern Area Agency on Aging helps seniors in Penobscot County and surrounding areas by providing them with a variety of services and resources, including health insurance counseling, credit counseling, nonmedical transportation services, home repairs and nutritional counseling.  Eastern Area Agency on Aging
1129 Union St., Suite 30, Bangor, ME 04401
(207) 941-2865

Veterans Affairs

The Bangor Bureau of Veterans Services Office serves veterans who live in Penobscot and Piscataquis counties and their immediate families with a variety of services, including benefits assistance and counseling. 

Bangor Bureau of Veterans’ Services Office
35 State Hospital Drive, Bangor, ME 04401
(207) 941-3005

Nearby Assisted Living Communities

Go a bit further out to explore pricing and amenities.

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Other Senior Living in Penobscot County, ME

Nursing Homes in Penobscot County, ME

Nearby Assisted Living Facilities

Assisted Living Articles and Resources

Paying for Assisted Living

A Primer on the Activities of Daily Living (ADLs)

Veterans Benefits

Long-Term Insurance: Planning for Your Future

Financing Your Retirement with Life Insurance

PACE Programs: Programs of All-Inclusive Care for the Elderly

Paying for Long Term Care

Senior Downsizing Tips

U.S. Helplines & Hotlines for Suspected Elder Abuse

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Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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