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The average cost of assisted living in the county is $5,418 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 4 assisted living facilities in Kent County and 10 in surrounding areas.
The Cost of Senior Care in Kent County, DE
State Street Assisted Living and Memory Care deliver on its promise to provide the finest senior living and memory care with a focus on hospitality and warmth. Driven by compassion, integrity, and respect we have developed innovative and holistic health…
Offering skilled nursing, medical and rehabilitative care for patients and residents. Whether for a short stay or for an extended period, our Clinical Care Teams are focused on implementing personalized care programs to facilitate recovery and improve well-being.
Families can depend upon the staff at Heritage at Dover to provide the care and support that is needed so their loved one may continue to live a fulfilling, active lifestyle. With our location near downtown Dover, our residents have…
We visited State Street Assisted Living. I'm hoping to know in the next day or two whether my parents were accepted. It's very nice, very welcoming and cheerful, and the staff was very nice. They seemed to treat their residents very nice. The dining area was very nice. I did eat lunch there and the food was excellent. ...Read more State Street Assisted Living reviews
My visit with State Street was wonderful. Everybody was very nice and very friendly. They had a beautiful dining facility. The community was very nice, but the room wasn't. I'm claustrophobic and I couldn't imagine sleeping in the area they had for a bedroom. I don't know that a queen size bed would've fit in there and...Read more State Street Assisted Living reviews
According to Genworth’s 2018 Cost of Care study, Kent County’s average monthly cost for assisted living is significantly higher than the national average of $4,000, and only slightly over the state average of $5,350. Kent County is one of the most expensive areas in the region for assisted living costs. Rates here are higher than the relatively small cities of Allentown, PA ($3,750) and Atlantic City, NJ ($5,100), as well as the much larger city of Baltimore, MD ($4,250). Only Trenton, NJ is higher at $7,230 per month.
Note: Senior care cost data wasn’t available for Kent County, so data for the county seat, Dover, was used.
The Cost of Assisted Living in Surrounding Areas
The cost of senior care varies depending on location and type of care. In Kent County, skilled nursing care in a semiprivate room is more than double the price of all other types of care, including assisted living. In-home care, such as home health aides and homemaker services, is moderately less expensive than assisted living. Residential care facilities typically include expenses such as utilities, property taxes and maintenance in their room-and-board fees, while in-home care does not. These factors should be considered when deciding on the best type of care for a senior’s unique situation.
Senior Care Cost Comparison Chart
Delaware’s Division of Medicaid & Medical Assistance furnishes health care to low-income residents who meet certain eligibility requirements. Delaware Medicaid is organized as a managed care program called the Diamond State Health Plan and provides services such as primary care, chiropractic services, laboratory work, prescriptions, hospital visits, transportation, mental health care and substance abuse services.
To qualify, applicants must:
Diamond State Health Plan Plus
The Diamond State Health Plan Plus is a Delaware Medicaid managed care plan that provides long-term care for seniors at home or in residential facilities, such as assisted living, nursing homes and adult foster homes. Participants can receive skilled nursing care, housekeeping services, respite care, physical therapy, home modifications, medication management, adult day care and case management. Qualifications for the DSHP-Plus are the same as for DSHP. This program only covers the cost of care services; recipients are responsible for paying room-and-board costs.
Optional State Supplementation
Delaware offers an optional supplementation to federal SSI benefits. To qualify for the supplement, recipients must be eligible for SSI benefits, be aged, blind or disabled and live in an approved adult residential care or assisted living facility. Enrolled seniors receive $140 for an individual or $448 for a married couple in addition to their monthly federal SSI payment.
To apply for OSS, seniors should contact the Social Security Administration at (800) 772-1213.
General Assistance is a state-run program that provides cash assistance to low-income Delaware residents who don’t qualify for federally funded programs such as Social Security benefits. To qualify for this program, applicants must meet one of the following conditions:
Applicants can speak with a DSS Case Manager to see if they’re financially eligible by calling the Division of Services for Aging and Adults with Physical Disabilities at (800) 223-9074 or apply for GA online through Delaware ASSIST.
Assisted Living Bridge Loan
Elderlife Financial offers loans to seniors who need immediate, short-term assistance paying for long-term care. These loans are designed to bridge a period when a senior is waiting for the sale of a home or benefit approval. Multiple borrowers can apply for the same loan, making individual credit scores and an applicant’s age and health less important in the approval process.
For more information about bridge loans, contact Elderlife Financial Services at (888) 228-4500.
There are several community centers in Kent County that provide area seniors with opportunities to stay active and maintain ties to their local community. These organizations provide nutritious meals, adult day services, transportation, bingo and card games, dancing lessons, educational opportunities, recreational outings and social events.
Modern Maturity Center
1121 Forrest Ave., Dover, DE 19904
Frederica Senior Center
216 S. Market St., Frederica, DE 19946
Harvest Years Senior Center
30 South St., Camden, DE 19934
The Delaware Division of Services for Aging and Adults with Physical Disabilities maintains a resource center, dedicated website and call center to provide elderly and disabled residents with assistance in navigating the array of benefits and services available to them.
Services for Aging and Adults with Physical Disabilities
1901 N Dupont Hwy., New Castle, DE 19720
The Delaware Commission of Veterans Affairs provides trained service officers to help vets navigate the complex process of qualifying for military benefits, while the Kent County VA Clinic provides physical and mental health care to area veterans.
Delaware Commission of Veterans Affairs
802 Silver Lake Blvd., Ste. 100, Dover DE, 19901
Kent County VA Clinic
198 S Governors Ave., Ste. 201, Dover, DE 19904
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