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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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Costs at Cc's Adult Care

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In Surpise, assisted living costs are similar to the state average of $3,800 and slightly lower than the national average of $4,000 based on data from <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care</a>&nbsp;study.&nbsp;

Assisted living costs in Surprise are similar to other cities in Arizona, such as Sierra Vista ($3,800) and Prescott ($3,775), while prices are close to $300 higher in Tuscon&nbsp;and approximately $1,250 higher in Flagstaff, which has the highest prices for assisted living in the state.&nbsp;&nbsp;

Note: Senior care costs weren&rsquo;t available for Surprise, so data from the nearest city, Phoenix, was used here.&nbsp;

Assisted Living Costs in Surprise

Senior care costs in Surprise vary in price, with adult day health services being the least expensive and nursing home care being the most expensive. Assisted living costs are over $900 a month cheaper than in-home care from a homemaker or home health aide. The wide range of pricing is due to the major differences in the type of care, the staff-to-senior ratio and whether services are provided on an hourly basis or around-the-clock.&nbsp; When comparing the total monthly costs of different types of senior care, keep in mind that with residential services, such as nursing home care and assisted living, room and board is included in the monthly fees.&nbsp; Cost of Homemaker/Home Health Aide Comparison&nbsp;Chart 
<li>Assisted living: $3,850</li>
<li>Homemaker services: $4,767</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $2,167</li>
<li>Nursing home care (semiprivate room): $6,540</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison&nbsp;Chart

Financial Assistance for Assisted Living in Surprise

Assisted Living Bridge Loans 
 
Seniors who need access to funds in order to facilitate a move into an assisted living facility may qualify for an&nbsp;<a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">assisted living bridge loan</a> from Elderlife&nbsp;Financial. This loan, which is funded as a 12 month line of credit, can be used to pay move in fees, cover monthly costs and pay for care while seniors wait for benefits, such as a VA pension, to become active or for their home to sell.&nbsp; 
 
The Elderlife&nbsp;Financial Bridge Loan is open to applications from seniors who are moving into an assisted living facility, and <a href="https://elderlifefinancial.com/faqs/" rel="noopener noreferrer" target="_blank">up to six people can apply</a>&nbsp;on the loan for the senior to help share the costs between family and friends.&nbsp;Monthly payments are interest only for the length of the loan, and the balance can be paid in full at any time without penalty. Funds from the loan are sent directly to the assisted living facility, and the amount sent can vary from month-to-month upon request.&nbsp; 
 
Applications can be processed over the phone, and seniors can expect a response from the lender within 24 hours.&nbsp; 
 
To learn more about the Elderlife&nbsp;Bridge Loan for assisted living, call <a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Surprise and several in surrounding areas: <ul><li>Assisted living: $3,850</li><li>Nursing home semiprivate room: $6,540</li><li>In-home care: $4,767</li><li>Adult day health services: $2,167</li></ul>

Assisted Living in Surprise, AZ

Assisted Living Articles and Resources

Medicaid, the nationwide health insurance program for low-income Americans, was launched in 1965 by the federal government. Arizona was the last state to adopt it&rsquo;s own version of the joint federal-state program when the state government established the&nbsp;<a href="https://www.azahcccs.gov/" rel="noopener noreferrer" target="_blank">Arizona Health Care Cost Containment&nbsp;System</a>&nbsp;(AHCCCS) in October, 1982. Prior to 1988, Medicaid in the state was limited, and there were no long-term care services for seniors.&nbsp; 
 
Today&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-AZ" rel="noopener noreferrer" target="_blank">approximately 21 percent</a> of Arizona residents are covered under Medicaid. Although the elderly and disabled only make up 19 percent of all Medicaid enrollees in the state, half of the total annual expenditures go towards care and services for seniors and people who are permanently disabled.&nbsp;&nbsp; 
 
In Arizona, low-income seniors seeking Medicaid coverage who also need a nursing home level of care need to apply to the <a href="https://www.azahcccs.gov/Members/Downloads/Publications/DE-828_english.pdf" rel="noopener noreferrer" target="_blank">Arizona Long Term Care System</a>&nbsp;(ALTCS), a program operated by the AHCCCS&nbsp;that specifically deals with adults who are 65 and older and people with disabilities. 
 
The ALTCS&nbsp;provides&nbsp;medical coverage and long-term care&nbsp;using a managed care model rather than Medicaid waivers, which ensures that all eligible seniors who need services, such as assisted living placement,&nbsp;are covered. Seniors who are deemed to be eligible for ALTCS&nbsp;services will be assisted a case manager who will assign services, which may include placement in an assisted living facility supplemented by additional care from a homemaker, personal care aid or registered nurse. 
 
Residents of Surprise, AZ who are covered under the ALTCS can choose from one of <a href="https://www.azahcccs.gov/Members/Downloads/ALTCS/ALTCSMap.pdf" rel="noopener noreferrer" target="_blank">three acute health plans</a>&nbsp;available in&nbsp;Maricopa County. Plan members have the option to change their acute health plan provider every 12 months upon providing at least 60 days notice to the current provider.&nbsp; 
 
Coverage for both Medicaid and the ALTCS&nbsp;is available for seniors who:&nbsp; 
&nbsp;

<ul>
	<li>Are permanent residents of Arizona</li>
	<li>Are either a U.S. citizen or a qualified immigrant</li>
	<li>Have a valid Social Security number&nbsp;</li>
	<li>Income limit is under $2,313 a month as an individual, or have&nbsp;a combined income of $4,626 or less when applying with a spouse</li>
	<li>Countable asset limits are $2,000 (individual) or $4,000 (couple) per month</li>
</ul>

&nbsp;

 
If Medicaid applicants gave away or sold any assets below fair market value during the 60 month period immediately preceding&nbsp;their request for Medicaid coverage, they may be&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-look-back-period" rel="noopener noreferrer" target="_blank">levied a penalty</a> in the form of a Medicaid ineligibility period.&nbsp; 
 
Seniors in Arizona who are excluded from Medicaid/ALTCS&nbsp;coverage due to excess income have the option of establishing&nbsp;a non-revocable&nbsp;Miller Trust, naming the State of Arizona as the beneficiary. All excess monthly income, minus a personal needs allowance up to 15 percent of the maximum federal SSI&nbsp;benefit, must be diverted to the trust for use towards the seniors&rsquo; care. Upon death, the balance of the trust becomes property of the state.&nbsp;

&nbsp;

Medicaid in Arizona

 Detailed profiles of 5 Assisted Living Facilities in Surprise, AZ.  Reviews, ratings, costs, pictures, amenities, and more.

 5 Assisted Living Facilities in Surprise, AZ (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Surprise, AZ

Assisted Living Resources in Surprise

Seniors in Surprise who need help enrolling in Medicaid, assistance finding&nbsp;senior care services or access to affordable&nbsp;legal advice can contact the Senior and Adult Services Division of&nbsp;Maricopa&nbsp;County.

Community Aid Agencies

The Surprise Senior Center is a city-run community center, which is open to seniors 50 and older and adults with disabilities. For an annual $12 membership fee, seniors can participate in exercise classes, card games, crafting workshops and bingo games every weekday from 8am to 4pm.&nbsp;

Senior Centers in Surprise

Primary health care, blood work&nbsp;and specialty services, including urology, cardiology, gerontology&nbsp;and psychiatry, are available at the Northwest Veterans Affairs Health Care Clinic. Veterans who need information about benefits or help with their VA pension can contact the VA West Valley Vet Center, and there are two veterans service clubs in Surprise &mdash; the&nbsp;VFW&nbsp;Post 285 and American Legion Surprise Post 96.&nbsp;

Resources for Veterans

Reviews of Surprise Assisted Living Facilities

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Welcome to Royal Paradise. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle free from the burdens of home ownership. Located in the city of Surprise, we provide a variety of on-site services to help our residents enjoy their stay to the fullest. In addition, we provide a choice amount of amenities to promote a relaxing experience for individuals residing at our community. Accommodations come in a selection of options. Depending on the individual, Royal Paradise could be the perfect fit for seniors seeking senior living options in or around Surprise, AZ.

A Paradise for Parents Assisted Living & Memory Care

Solstice Senior Living at Sun City West boasts a resort-style setting surrounded by golf courses in Sun City West, where our residents enjoy easy access to community centers, pools, and sports courts. Family members and caregivers find comfort in the availability of on-site personal care professionals and our proximity to multiple hospitals in the Sun City area.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.azdhs.gov/licensing/index.php#azcarecheck">Arizona Department of Health Services Public Health Licensing</a>

Solstice Senior Living at Sun City West

Welcome to Mosaic Gardens Memory Care - where compassion, comfort, and exceptional care come together to create a nurturing haven for your loved ones.

With a profound understanding of the unique needs of individuals requiring memory care, we have meticulously crafted these communities to provide a supportive and enriching environment. Our dedicated team is committed to fostering a sense of belonging and promoting the highest quality of life for our residents. Explore our tailored programs, state-of-the-art facilities, and serene surroundings as we embark on a journey of dignified and compassionate memory care together.

We are dedicated to providing the highest quality of care for each of our residents. We take a person-centered approach when caring for your loved one. Person-centered care embraces the social, psychological, spiritual, and physical well-being of each individual. 

Our commitment is reflected in every effort our community makes to care for residents with cognitive loss or other related dementias. 

Our Life Engagement programs are designed around each resident's specific interests. Daily participation in activities promotes maintaining cognitive, sensory, creative, and motor skills. We will work with you to decide which program of care is most appropriate for your loved one. 

Additional Personal Assistance services are available. Each resident will be evaluated prior to move-in and regularly thereafter. We work with you to decide which program of care is appropriate. 
<ul>
<li> Music Therapy </li>
<li> Life-Engagement Programs </li>
<li> Three Delicious Meals &amp; Snacks, served daily </li>
<li> Wi-Fi &amp; Utilities </li>
<li> Weekly Housekeeping / Linen Services </li>
<li> Beauty Salon </li>
<li> Chapel </li>
<li> Laundry room </li>
<li> 24-Hour On-Site Care Staff </li>
<li> Medication Management </li>
<li> Common Areas </li>
<li> Sensory Gardens</li>
</ul>

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.azdhs.gov/licensing/index.php#azcarecheck">Arizona Department of Health Services Public Health Licensing</a>

Mosaic Gardens Memory Care at Surprise

Solana at The Park, part of the Koelsch Communities, is now home to the standards of excellence that the Koelsch family was founded on, and is known for throughout their communities. Koelsch Communities has been family owned and operated since 1958, and we are excited to offer the highest quality of care and service to Surprise, Arizona. Solana at The Park is situated in a peaceful neighborhood of Surprise, nestled between beautiful mountains, and the bustling city of Phoenix.

At Solana at The Park, youll find our staff members are highly trained and loving professionals that offer the utmost quality of health care, while promoting creative thinking and learning, all the while with patience, kindness, and above all, compassion. The later years of life can bring many joys and many challenges and we are committed to bringing the most enjoyment and fulfillment out of these precious years a principle the Koelsch Communities was founded on.

<h4>The Freedom to Live as You Choose- In the Area You Know and Love</h4>

Whether you're looking for an Assisted Living lifestyle with help available as needed, or regular assistance with the activities of daily living, Solana at The Park can give you the level of assistance you need in the finest environment for senior assisted living. Our professional staff and nursing team are passionate about caring for our senior population at every level of the aging process. We hold ourselves to high standards, working with each resident to create an environment and support that satisfies their specific needs. With vibrant activities every day, a pet friendly environment and a professional, dedicated team, Solana at The Park facilitates an independent lifestyle with support at every level. We take pride in our family serving yours.

<h2>Signature Programs</h2>

<h4>24-Hour On-site Nursing</h4>
When youre looking for an Assisted Living Community for your loved one, we know your top priority is the quality of healthcare theyll receive. At Solana at The Park, our qualified nurses, both RN and LPN, are available each day and are professionally trained to give Assisted Living residents the care they need. Solana at The Park recognizes the complex and frail health conditions that many residents are experiencing and our number one priority is giving our caring residents, your loved one, the highest level of care and treating them with the utmost professionalism.

<h4>Diabetic Management</h4>
At Solana at The Park were committed to helping residents with diabetes live a healthy lifestyle and maintain an enriched life. Our team of professional nurses and staff members are trained in diabetic protocol and are efficient in identifying and responding to diabetic reactions. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.azdhs.gov/licensing/index.php#azcarecheck">Arizona Department of Health Services Public Health Licensing</a>

Solana at The Park

Learn more about Cc's Adult Care and other Senior Living communities providing  services around Surprise, Arizona.

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Cc's Adult Care - Surprise, Arizona

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