4.2
(10)
"Bridgewood Gardens is a memory care and assisted living facility in Albertville, Alabama. Residents can enjoy the convenience of weekly hous..."
READ MOREThe average cost of assisted living in the county is $3,495 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in Marshall County and several in surrounding areas. The Cost of Senior Care in Marshall County, AL
4.2
(10)
"Bridgewood Gardens is a memory care and assisted living facility in Albertville, Alabama. Residents can enjoy the convenience of weekly hous..."
READ MORE4.0
(2)
"Branchwater Village is a retirement facility that provides residents with the opportunity to live independently in a social and caring envir..."
READ MORE3.0
(3)
100 Terrace Lake Dr., Guntersville, AL 35976
Call 1-855-287-5093 for details
4.0
(1)
709 S. Broad St., Albertville, AL 35950
Call 1-855-287-5093 for details
"Rehab Select at Shelby Ridge Health & Rehab is a 131-bed, state-of-the-art rehabilitation and long-term care facility located at the heart o..."
READ MORE4.3
(30)
"_______________________________________ Making a big change in lifestyle is hard, but Redstone Village is there to help you get settled. ..."
READ MORE4.3
(27)
"Located in Huntsville, Brookdale Place at Jones Farm is where you'll experience exceptional retirement living. Our independent living op..."
READ MORE4200 Chris Dr. S.W., Huntsville, AL 35802
Call 1-855-287-5093 for details
4.6
(14)
"Country Cottage - Huntsville is a highly rated assisted living community that offers a number of services and amenities for seniors. We know..."
READ MORE4.5
(13)
"Welcome to Upscale Senior Living in Madison Madison at the Range is what seniors talk about when it comes to the upscale lifestyle. Whether..."
READ MORE4.8
(8)
"The Neighborhood at Cullman offers compassionate senior care in Cullman, AL. We strive to create a home-like atmosphere where you and your l..."
READ MORE4.8
(8)
"The McClellan Difference Our community was designed to provide seniors with the attention they need and the care they deserve. Each member ..."
READ MORE4.9
(7)
"__________________________________________ Set amidst southern charm of Hartselle, Alabama, Columbia Cottage - Hartselle offers a cozy ho..."
READ MORE3.8
(17)
"Rose Wood Manor is a home-like senior community located in picturesque Scottsboro, Alabama. Scottsboro and Rose Wood Manor represent souther..."
READ MORE2366 Old Springville Rd, Birmingham, AL 35215
Call 1-855-287-5093 for details
4.8
(6)
"After a lifetime full of hard work and daily chores, older adults deserve the best in stress-free retirement living. That's where Elmcro..."
READ MORE4.4
(7)
"The mission of Madison Village is to celebrate the present and embrace the future by providing seniors with retirement living…defined by y..."
READ MORE4.1
(9)
"A Little Extra Help. A Lot of Love and Care. Sometimes a little everyday assistance, close at hand, is all it takes to continue enjoying th..."
READ MORE4.1
(9)
" AMENITIES & SERVICES Gourmet Meals Snacks Available daily Special diets available with Dietitian consultant Weekly Housekeeping Active, s..."
READ MORE4.8
(5)
"Experience new vitality in retirement with Vitality Living Upland Park. Whether you seek the autonomy of independent living, the support of ..."
READ MORE4.3
(6)
"Friendly, southern and oh so charming, the Gardens of Hazel Green offers the personal attention and home-like environment your loved one des..."
READ MORE4.6
(5)
"Silver Lakes Senior Living is a senior living provider in Glencoe, Alabama that offers residents Assisted Living and Memory Care. You'll f..."
READ MORE5.0
(4)
"Community amenities: State of the Art exercise facility Indoor Heated Salt Water Pool Salon Multi-Purpose Media room Bar/Grill Bistro Libr..."
READ MORE4.0
(7)
"Here at The Neighborhood at Madison, our primary focus is to provide our residents with the maximum amount of independence possible, while a..."
READ MORE11682 County Line Rd., Madison, AL 35756
Call 1-855-287-5093 for details
4.2
(5)
"When you enter our assisted living community, you will realize this is the perfect home for you and your family member after retiring. Our f..."
READ MORE3.2
(11)
"We've taken the blueprint for traditional senior living and put it right where it belongs the trash can. It wasn't hard. Traditional senior ..."
READ MORE4801 Whitesport Circle SW, Huntsville, AL 35801
Call 1-855-287-5093 for details
4.0
(4)
"A beautiful community setting where first-class healthcare services are provided by highly trained staff is the best way to describe HarborC..."
READ MORE5.0
(1)
"Deciding to move to an assisted living facility is a difficult decision. Selecting the right one is even harder. Peachtree Assisted Living i..."
READ MORE4.5
(26)
"___________________________________________ Located in a vibrant neighborhood of Madison, Merrill Gardens at Madison offers its residents e..."
READ MORE4.6
(23)
"Regency Pointe of Rainbow City is the premier senior living community in the South. Located near the idyllic shores of the Coosa River, we c..."
READ MORE4.5
(14)
"Here at The Terrace at Priceville, our primary focus is to provide our residents with the maximum amount of independence possible, while als..."
READ MORE2004 Max Luther Dr., Huntsville, AL 35810
Call 1-855-287-5093 for details
3.9
(35)
415 Cook Springs Road, Pell City, AL 35125
Call 1-855-287-5093 for details
4.0
(23)
4670 Bellewood Dr SE, Huntsville, AL 35802
Call 1-855-287-5093 for details
4.3
(9)
4.4
(7)
741 Houston Loop Rd W, Fort Payne, AL 35968
Call 1-855-287-5093 for details
4.8
(5)
"____________________________________________________ A quiet, serene and surrounded by nature assisted living community in Fort Payne Alaba..."
READ MORE5.0
(4)
"Mountain Cove is the lifestyle alternative for those who seek security, comfort and service within surroundings so warm and inviting. In add..."
READ MORE520 Lasalle St, Gadsden, AL 35906
Call 1-855-287-5093 for details
5.0
(4)
1116 James Hopkins Rd, Jacksonville, AL 36265
Call 1-855-287-5093 for details
4.8
(4)
"Legacy Village of Jacksonville is located in Jacksonville, Alabama, just a few blocks away from a Walmart Supercenter and several casual din..."
READ MORE4.8
(4)
"Here at Morningside of Decatur, our primary focus is to provide our residents with the maximum amount of independence possible, while also e..."
READ MORE3.6
(5)
"Woodland Place is conveniently located along State Route 77 in Southside, Alabama, not far from the Coosa River and within driving distance ..."
READ MORE3.8
(4)
4.5
(2)
212 E. Stewart Rd., Scottsboro, AL 35768
Call 1-855-287-5093 for details
4.0
(2)
1841 Main Ave SW, Cullman, AL 35055
Call 1-855-287-5093 for details
4.0
(2)
"Welcome to Westminster Assisted Living.With locations in Decatur, Alabama and Cullman, Alabama, we are proud to be part of these wonderful t..."
READ MORE5.0
(1)
655 Gardner Drive SE, Jacksonville, AL 36265
Call 1-855-287-5093 for details
5.0
(1)
1100 Dailey Street, Piedmont, AL 36272
Call 1-855-287-5093 for details
5.0
(1)
"______________________________________ Welcome to Dugger Mountain Assisted Living and Specialty Care Facility. Our inviting senior living c..."
READ MORE2106 Modaus Rd SW, Decatur, AL 35603
Call 1-855-287-5093 for details
5.0
(1)
"Welcome to Westminster Assisted Living.With locations in Decatur, Alabama and Cullman, Alabama, we are proud to be part of these wonderful t..."
READ MORE4.0
(1)
4.0
(1)
7054 Veterans Parkway, Pell City, AL 35125
Call 1-855-287-5093 for details
4.0
(1)
4.0
(1)
1900 OLIVE STREET, Cullman, AL 35055
Call 1-855-287-5093 for details
3.0
(1)
3.0
(1)
"We are a state licensed assisted living facility. We offer general Assisted Living (ALF) and Specialty Care Assisted Living (SCALF, memory c..."
READ MORE"Morning Glory Meadows Assisted Living has been in business for over ten years, and is situated on nine beautifully landscaped acres . The re..."
READ MORE"Legacy Woods is nestled in a tree-filled residential area near downtown Hayden, Alabama. Hayden itself is located in the northern part of th..."
READ MORE"Come visit and take a tour to see if we are right for you or your loved one. View our Calendar of Activities and our family photos to get to..."
READ MORE877 Cedar Bluff Rd, Centre, AL 35960
Call 1-855-287-5093 for details
4411 McAllister Dr SW, Huntsville, AL 35805
Call 1-855-287-5093 for details
"At Diversicare we recognize that each individual is unique. Through individualized care planning, we strive to help every person continue to..."
READ MORE"The Lodge At Johns Road is located just off Research Park Boulevard in Huntsville, AL. Seniors can enjoy living in a modern development conv..."
READ MORE"Birmingham Nursing and Rehabilitation Center East, LLC proudly serves our community's long term care and rehabilitation needs. We are commit..."
READ MORE"Presbyterian Towers offers apartments in Decatur, Alabama in the very best independent senior community that you will find throughout the De..."
READ MOREGeographic region is among the primary influences in the cost of assisted living across Alabama. According to Genworth’s 2018 Cost of Care Survey, the average cost of assisted living in Marshall County is $3,495 per month. This is about $200 more than the statewide median of $3,271 per month, though it’s nearly $500 less than the national average of $4,000 per month.
The most costly city surveyed for assisted living is the state capital city of Montgomery, where the average monthly cost is $3,992. Tuscaloosa, which is about 130 miles southwest of Marshall County, has the most affordable assisted living costs at an average of $2,935 per month.
Note: Cost data for senior care in Marshall County was not available, so data for Huntsville, the closest city to this county, was used.
Marshall County/Huntsville
$3,495
National Average
$4,000
State Average
$3,271
Birmingham
$2,958
Decatur
$3,404
Mobile
$3,424
Montgomery
$3,992
Tuscaloosa
$2,935
Auburn
$3,700
In Marshall County, the cost of senior care ranges between $1,300 and $6,600 per month, depending on the scope of care and amenities provided. Adult day health service is the most affordable option for seniors, with average monthly costs coming in at $1,300. Nursing home care is the most expensive option at $6,600 per month. In-home care costs between $3,423 and $3,623 per month, with home health aide services coming in at the lower end of that range and homemaker services at the upper end. Assisted living services are near the median of senior care costs at $3,495 per month.
Assisted Living
$3,495
Homemaker Services
$3,623
Home Health Aide
$3,432
Adult Day Health Services
$1,300
Nursing Home Care
$6,600
In Marshall County, low-income seniors may receive low-cost or free health insurance coverage through the Alabama Medicaid plan. This program covers services received in a nursing home as well as some personal assistance received at home. In addition to the state Medicaid program, Alabama also offers a Home and Community-Based Services waiver for those who need help with the activities of daily living in an assisted living facility, letting them avoid or delay nursing home placement. This waiver is outlined below.
Alabama seniors who qualify for Supplemental Security Income automatically qualify for the regular state Medicaid program. Single applicants can have a monthly income of no more than $791 per month and up to $2,000 in countable resources. Married applicants can have a monthly income of no more than $1,177 per month and no more than $3,000 in countable resources. To receive benefits, seniors must apply with the Social Security Administration to enroll in the SSI program.
Those who exceed the state’s income limits may still receive Medicaid by establishing a Qualifying Income Trust. A participant’s excess income is automatically deposited into the trust, where it is used strictly for medical expenses. This income is disregarded in the eligibility determination. Medicaid then covers the remaining eligible medical costs.
To apply for Medicaid, seniors can fill out an online application or contact their local Medicaid District Office at (866) 371-4077.
While traditional Medicaid does not cover assisted living services, a waiver program does. The Elderly and Disabled waiver covers services for seniors who would otherwise require nursing home placement, including adult day health care, respite care, homemaker services and personal care. To qualify for this waiver program, applicants may have an income of up to $2,313 per month, and they may have up to $2,000 in countable assets. To apply for the Elderly and Disabled waiver, seniors should visit their local Area Agency on Aging.
Alabama Medicaid is an entitlement, meaning there is no enrollment cap and seniors who qualify for the program are guaranteed to receive services. However, there are limited funds for the waiver programs, and eligible applicants may be placed on a waiting list until services are available.
Optional State Supplement
Low-income seniors who reside in a personal care home may receive the optional state supplement in addition to their federal benefit. This cash benefit may be used toward assisted living costs such as room and board.
The optional state supplement is available to Supplemental Security Income recipients and some non-SSI recipients who meet state guidelines. The total benefit that a senior receives is based on their level of independence and whether they receive SSI.
To apply for SSI or find out more about the optional state supplement, seniors should contact the Marshall County Department of Human Resources at (256) 582-7100.
Elderlife Bridge Loan
The Elderlife bridge loan is a loan product that provides quick access to funds for the transition to an assisted living facility. Marshall County seniors who qualify for this loan may use funds to pay for upfront fees, room and board and care until more permanent financing is available. The loan is offered as a lump sum or line of credit, and the money may be available in as little as 24 hours after application. Affordable, interest-only payments are possible.
Qualifying for this bridge loan may depend on a senior’s credit history and proof of their ability to repay the loan. Seniors can apply online or call Elderlife at (888) 228-4500 for more information.
Marshall County is home to several senior centers where seniors can participate in educational programs, health and fitness programs and social activities like card and table games. These centers also serve as nutrition centers and provide meals and health screenings.
Guntersville Senior Center
1503 Sunset Dr, Guntersville, AL 35976
(256) 505-3000
Arab Senior Center
800 N Main St, Arab, AL 35016
(256) 586-6960
Albertville Senior Citizen Center
709 S Broad St, Albertville, AL 35950
(256) 891-8279
Grant Senior Center
307 2nd Ave W, Grant, AL 35747
(256) 728-2513
Boaz Senior Center
112 S Church St, Boaz, AL 35957
(256) 593-1107
Eligible veterans residing in Marshall County can access a variety of services through local veterans facilities. The local veterans service office connects veterans with federal benefits such as pensions, life insurance and health care, as well as state benefits like counseling. Veterans may also receive routine medical care at the local VA clinic.
Marshall County Veterans Service Office
424 Blount Ave, Guntersville, AL 35976
(256) 571-7761
Guntersville Community-Based Outpatient Clinic
101 Judy Smith Dr, Guntersville, AL 35976
(256) 582-4033
Go a bit further out to explore pricing and amenities.
$1,499
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