The Affordable Care Act, initiated by the Obama Administration in 2009, will have certain effects on in-home caregiving. Those that are interested in finding out more may want to discuss the changes with their local health care exchange or expert, as they are quite extensive.
But in general, the Affordable Care Act makes it easier to get quality health care at a lower cost, and this includes in-home caregiving and care transitions.
Less Expensive, More Benefits
Patients will no longer be able to be denied by their insurance regarding pre-existing health conditions, there will be no coverage caps and prescription costs will be far lower. This is good news for those with in-home caregivers, as many of them were previously affected by these issues.
On the health care side, more funding will be going to direct care workers and family caregivers for elderly patients. The changes made by the Affordable Care Act make it less expensive for most people, especially older adults aged 55-65, to get health care and make preventative health care largely free.
Improve Training for Care Workers
Apart from the benefits for individuals, the Affordable Care Act is projected to bolster the long-term care workforce overall, with training programs that will support these valued workers. Not only do these workers contribute to long-term care in general, but they are also invaluable resources for caregivers that need additional help. States are also encouraged by the Affordable Care Act to expand their current resource offerings under Medicaid.
Resources are being offered to help caregivers make better choices regarding the care of their patients, such as the development of aging and disability centers that will help individuals make difficult decisions regarding care.
Protecting Residents of Long-Term Care Facilities
Finally, the Affordable Care Act includes some provisions for protecting those that are currently residing in long-term care facilities. These long-term care changes include increases in reporting and compliance necessary for nursing homes, requiring abuse prevention training and changes in the way nursing home closures and transfers are currently handled. These changes meant to address issues in long-term care elder abuse that have arisen in recent years. Quality of care issues are being regulated more under the Affordable Care Act for the safety of patients.
The Affordable Care Act is undoubtedly a positive thing for many caregivers and their loved ones as it gives them a larger pool of wealth and knowledge from which to draw. Seniors will find that they have significantly more coverage and family caregivers will have a larger set of resources regarding their needs as a caregiver. Caregivers will be able to reach out to a variety of communities and departments for information and help regarding a large volume of caregiving topics.