Yum! A delicious scoop of ice cream or yogurt on a sunny day in Santa Monica. Fellow residents at my retirement community Holiday Villa East (HVE) enjoy social outings to nearby ice cream parlors, restaurants, movie theaters, museums and shopping malls. A converted school bus driven by Activities Director Brenda Morales provides transportation. The cost of food, admission ticket or purchase is the responsibility of the resident.

Welcome Joan's Journeyers. Are small items like non-prescription cold remedies or a craving for delivery pizza accounted for on your budget? For some seniors living in retirement communities, these expenses are unanticipated and therefore may not be planned.

Learn more about why Joan says having cash on hand is a necessity while living at a retirement community in Joan’s Journey, Part 30.