Nearly one out of every three adults over the age of 65 takes a fall each year in America, according to the Centers for Disease Control and Prevention (CDC), and between 20% and 30% of those who do fall endure moderate to severe injuries.
Many times, falling, as well as other age-related conditions and illnesses, can require a hospital stay as well as intensive medical supervision and care for a long period of time after that. A nursing care facility can play an important role in caring for these frail seniors in their time of need.
What is a Nursing Care Facility?
Nursing care facilities, also known as nursing homes or skilled nursing facilities, are specialized residential facilities with the medical equipment and staff to care for people while they recover from serious illness or injury.
Most facilities employ a rotating shift of doctors, nurses and healthcare aides to provide residents with skilled nursing care, rehabilitation services such as physical, speech or occupational therapy, pain management and hospice care.
The Benefits of a Nursing Care Facility
The benefits of living in a nursing care facility are plentiful. Residents receive high quality medical care from on-site staff 24 hours a day as well as room, board and socialization with other residents.
Additional benefits of nursing care facilities include:
- Staff on standby for medical emergencies
- Easy access to healthcare services
- Warm and comfortable housing
- Lengthy visiting hours
- Housekeeping and linen services
- Fun daily activities
- Three hot meals per day
Paying for a Nursing Care Facility
The cost of living in a nursing care facility will be different for each patient depending on the location of the facility, length of stay and level of care needed. Most nursing care facilities charge by the day and fees include the cost of providing room and board as well as any medical services performed on the patient.
A stay in a nursing care facility can be expensive. Fortunately, there are several government programs available to help with nursing care facility costs:
- Medicare – Medicare is publicly funded healthcare program for U.S. citizens age 65 and older. Medicare will pay for up to 100 days of a nursing care facility stay for eligible patients.
- Medicaid – Medicaid is a program that funds medical care for low-income Americans. Seniors who meet certain income requirements may have the cost of skilled nursing care entirely covered by this program.
- Veterans Benefits – Former military veterans and their spouses may be eligible to receive veterans benefits from the government that can go towards paying for long-term care.
There is also, of course, the option of paying for a nursing care facility from private funds. However, this would only apply to families with large personal savings or seniors who had purchased long-term care insurance several years prior.
Find a Nursing Care Facility
There are thousands of high-quality nursing care facilities across the country waiting to help your loved one live a comfortable and happy life. Browse our comprehensive directory to Find a Nursing Care Facility near you.
Written by senior housing writer Jacqui Howell.