Care home facilities are residences for senior citizens that provide a wide variety of long-term care and residential services. Also called board and care homes, adult family homes or personal care homes, these facilities provide temporary or permanent living arrangements for senior citizens who are no longer able to provide for all of their own needs.
Care home facilities may be private businesses, or owned by the local or state government. Many are also operated by churches and other religious organizations. Most care home facilities accept residents of either gender and are open to individuals who are 65 years of age or older.
What Are Care Home Facilities Like?
Care home facilities provide safe, comfortable living arrangements for senior adults. They are much smaller than other types of long-term residential facilities, such as assisted living communities, housing no more than 10 residents at any given time.
Many care home facilities are located in converted single- or multi-family homes to provide a more intimate, home-like experience. Residents have their own private bedrooms and possibly bathrooms, but share common areas such as living rooms, dining rooms and kitchens.
What Services Are Provided at Care Home Facilities?
The list of services offered by care home facilities can vary greatly. Almost all offer three meals per day in a shared dining room, and laundry and housekeeping services are usually also provided, although some facilities charge extra fees for these services.
Transportation is usually provided in the form of comfortable shuttle buses that take residents to popular destinations in the area, such as shopping centers, movie theaters and places of worship. There may also be religious services offered at the facility itself.
How Do I Pay for Care Home Facilities?
Placing oneself or a loved one into a care home facility is not a decision that should be entered into lightly. Many people initially feel intimidated by the huge range of available options, and it's important to take the time to fully investigate each prospective facility before committing to one.
For most families, cost is the biggest hurdle in the choice process. Quality care home facilities usually cost upwards of $50,000 per year, and employee health insurance plans do not cover this type of care. A small percentage of the population invests in long-term care insurance, while others pay these expenses out of personal savings.
However, some individuals rely on Medicaid, a government health insurance program that pays the cost of residence in a long-term care facility after the resident has exhausted their own funds. Because it can take months to qualify for Medicaid benefits, it is extremely important to investigate the process before these funds are actually needed. This will ensure a smooth transition when, and if, this governmental assistance is needed.
Find Care Home Facilities
Care home facilities are a great option for seniors looking for a more personalized retirement experience. Browse our comprehensive directory to Find Care Homes across the United States.
Written by senior housing staff writer.