How Much Will Independent Living Cost in 2015?

If your parents are considering whether to trade in the responsibilities of home ownership and daily chores for the freedom that comes with having meals prepared and letting someone else mow the lawn, then perhaps it’s time for them to consider joining an independent living community.

Your first question will likely be, “Can they afford it?” If you do a search for independent living costs, you will often only find the pricing at the community level. This isn’t helpful, especially if your parents have the option of moving to another state to be closer to family or if you want to determine how the pricing at a community compares to the state average.

Unlike state-level assisted living and nursing home costs which are published annually by Genworth Financial, there is very little published information on state-level costs for independent living. To help fill this cost gap, has compiled a state-by-state comparison of independent living costs. These costs were calculated based upon the pricing which our clients provide to us and what is displayed on a community’s profile.

With many communities having an average cost of $2,000 or more, you and your parents might experience sticker shock, especially if they haven’t had to pay a mortgage payment in years. Yet it’s important to realize that included in this monthly cost are a number of amenities and services, such as apartment maintenance, utilities (excluding cable and telephone), dining services and transportation. If your parents calculate their monthly expenses, they might discover that they are saving money by joining an independent living community.

To learn more about whether joining an independent living community can fit within your parents’ budget, visit our recently updated 2015 Independent Living Community Costs:  Facts and Figures.

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