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23 Assisted Living Communities in Katy, Texas

The average cost of assisted living in the city is $3,200 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 23 Assisted Living Communities in Katy and several in surrounding areas.

  • Assisted living: $3,200
  • Nursing home semiprivate room: $3,954
  • In-home care: $3,575
  • Adult day health services: $693

Assisted Living Facilities near Katy, Texas

Compare Costs, Photos, & Reviews of All Your Options Near Katy

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Map of Katy, Texas

Assisted Living Costs in Katy

The Genworth 2018 Cost of Care study indicates that the average monthly cost of assisted living in Katy is considerably less than both the national average ($4,000) and the state average ($3,795). When compared with other large cities throughout Texas such as Austin ($5,190) and Dallas ($4,350), the cost of assisted living in Katy is also significantly lower. The only city in Texas with a lower average monthly cost of assisted living is Longview ($3,100).

Cost of Assisted Living Comparison Chart

Katy

$3,200

National average

$4,000

State average

$3,795

Austin

$5,190

Dallas

$4,350

Houston

$3,863

Longview

$3,100

San Antonio

$3,975

Waco

$3,694

Care Cost Comparison

Although the average monthly cost of care in Katy tends to range between $3,000 and $4,000 for most types of care, there are some major differences worth noting. When comparing the cost of assisted living to that of nursing home care, assisted living is more than $700 cheaper each month. While home care services are only a few hundred dollars more than assisted living each month, it’s important to consider additional costs that are incurred while continuing to live in the home. These costs include rent, utilities and general home maintenance, all of which are typically included in the cost of assisted living.

  • Assisted living: $3,200
  • Homemaker services: $3,575
  • Home health aide: $3,575
  • Adult day health: $693
  • Nursing home care (semiprivate room): $3,954

 

Although the average monthly cost of care in Katy tends to range between $3,000 and $4,000 for most types of care, there are some major differences worth noting. When comparing the cost of assisted living to that of nursing home care, assisted living is more than $700 cheaper each month. While home care services are only a few hundred dollars more than assisted living each month, it’s important to consider additional costs that are incurred while continuing to live in the home. These costs include rent, utilities and general home maintenance, all of which are typically included in the cost of assisted living.

Assisted living

$3,200

Homemaker services

$3,575

Home health aide

$3,575

Adult day health

$693

Nursing home care (semiprivate room)

$3,954

Financial Assistance for Assisted Living in Katy

Medicaid in Texas

In Texas, the state’s Medicaid managed care program is called STAR+PLUS. It’s intended to provide individuals who are living with disabilities and seniors aged 65 and older with access to care that they may not otherwise be able to afford. The program covers the cost of case management, long-term care and additional services such as medical and dental care, physical therapy and transportation services.

The program is capped and only accepts a limited number of applicants each year. Seniors may be required to reapply to the program annually if they wish to continue their coverage. Due to the program’s limitations, there is typically a waiting list for participants.

To be accepted to STAR+PLUS, seniors must be 65 years of age or older and a full-time resident of Texas. They must also require daily support and long-term care and meet the financial eligibility requirements of the program, which include having an income that doesn’t exceed $750 per month and assets that don’t exceed $2,000. Additionally, senior applicants to this program must fall under one of the following categories:

  • Supplemental Security Income recipients
  • Those receiving Medicaid through a Social Security exclusion program
  • Participants in Medicaid’s Breast and Cervical Cancer program
  • Individuals who are eligible for the STAR+PLUS Home and Community-Based Services waiver
  • Those living in a nursing home and receiving Medicaid


To inquire about being added to the wait list for STAR+PLUS or for more information about eligibility and the application process, seniors can call 1-866-566-8989.

Other Financial Assistance Programs for Assisted Living

Community Care for the Aged and Disabled

Community Care for the Aged and Disabled (CCAD) is the state’s non-Medicaid program that provides assistance to seniors and those with disabilities. It is designed to help those who may not be eligible for Medicaid by providing access to a range of care options including assisted living and home care.

Applicants must be 65 years of age or older and require daily supportive services. The program requires applicants to have an income that doesn’t exceed $2,250 per month and assets that don’t exceed $5,000.

To apply or learn more about the application process, seniors can visit their local Aging and Disability Resource Center or call 1-855-937-2372.

Community First Choice

The Community First Choice (CFC) program is part of the state Medicaid program. It provides seniors 65 years and older with access to medical care, nurse visits and assisted living services. The program is intended for seniors who require a nursing level care but would prefer to continue living in their home or in an assisted living facility.

To be eligible, seniors must meet the financial requirements of the STAR+PLUS program and be 65 years of age or older. To apply, seniors can call 1-866-566-8989.

Optional State Supplement

Most government assistance programs, including Medicaid, only provide financial assistance with the cost of services provided in long-term care facilities. This leaves seniors paying out of pocket for room and board costs, which in some cases, isn’t possible. The optional state supplement (OSS) exists to provide seniors with financial support when such a scenario arises. The OSS is paid in cash to low-income seniors who reside in long-term care facilities and is intended to pay for the cost of room and board.

The OSS is only available to Supplemental Security Income recipients and can be applied for by calling the Texas Department of Health and Human Services at 1-855-937-2372.

Long-Term Care Insurance

A long-term care insurance policy typically must be purchased before the need for long-term care arises, but the policy covers the cost of long-term care in an approved assisted living or nursing home facility.

The cost of this insurance varies depending on the provider and the plan, as does the deductible. Most insurance providers also take into account the age and health condition of the policyholder when determining rates and eligibility.

Elderlife Bridge Loan

Elderlife Financial Services provides seniors with an alternative option when they’re unable to receive government assistance. Elderlife bridge loans can make it easier for seniors to pay for the cost of long-term care. Loans are paid directly to the applicant’s assisted living facility upon approval, and seniors may pay back the loan in installments. Loans come with flexible terms and low interest rates.

While eligibility depends on credit history and income, seniors who may not be able to obtain approval alone may apply with up to six cosigners, which may increase the likelihood of approval.

Assisted Living Resources in Katy

Veterans Affairs Medical Clinics

Seniors who have served their country, as well as their immediate family members, may be eligible to receive care from their local Veterans Affairs (VA) medical clinic. To receive more information on services provided to Veterans, seniors can contact the U.S. Department of Veterans Affairs at 1-844-698-2311.

Katy VA Outpatient Clinic
750 Westgreen Blvd Katy, Texas 77450
(281) 578-4600

Nearby Assisted Living Communities

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Compare Costs, Photos, & Reviews of All Your Options Near Katy

Who are you looking for?

Full Name

Phone

Email

By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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  • Independent Living

  • Memory Care


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