3.9
(11)
"Welcome to Hillcrest Assisted Living. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lif..."
READ MOREThe average cost of assisted living in the city is $3,975 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 8 Assisted Living Communities in Columbia and several in surrounding areas.
3.9
(11)
"Welcome to Hillcrest Assisted Living. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lif..."
READ MORE4.8
(4)
"The community consists of 91 independent living units, 44 assisted living units and 18 memory care units with full community services and am..."
READ MORE3.9
(16)
"Rfeund Plans: 95% of Entrance Fee; 50% Refund (Price: reduced Monthly Fees). Priority access to Assisted Living and Nursing Care on Fee-For-..."
READ MORE4.5
(6)
"_________________________________________ Colony Pointe assisted living and The Arbors memory care is a quiet community nestled in Columbia..."
READ MORE1406 Business Loop 70 West, Columbia, MO 65202
Call 1-855-287-5093 for details
3.9
(8)
"__________________________________________ An assisted living community located in Columbia Missouri that goes extra mile to provide reside..."
READ MORE4.4
(5)
"The Cottages at Mill Creek Village is a senior living facility located in Columbia, Missouri, that residents and their families describe as ..."
READ MOREBy clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.
3.3
(13)
"Located in beautiful Columbia, Missouri, The Bluffs is an assisted living facility that is separated into five subdivisions that each cater ..."
READ MORE3.8
(6)
"Westbrook Terrace is a quiet community nestled in Jefferson City, Missouri. We are there for those who need an occasional helping hand or no..."
READ MORE4.3
(4)
"Oak Tree Villas is nestled in a quiet suburb of Jefferson City, Missouri, a few minutes away from Memorial Park, Dix Road Shopping Center an..."
READ MORE1450 Ashley Road, Boonville, MO 65233
Call 1-855-287-5093 for details
3.8
(5)
4.7
(3)
"________________________________________ Offering gracious and comfortable assisted living for seniors in Holts Summit, Summit Villa h..."
READ MORE4.0
(4)
"_________________________________________) Ashland Villa is a quiet community nestled in Ashland, Missouri. We are there for those who need..."
READ MORE4.5
(3)
4.0
(3)
615 Rankin Mill Lane, Boonville, MO 65233
Call 1-855-287-5093 for details
4.5
(2)
"_________________________________________ Hartmann Village is a quiet community nestled in Boonville, Missouri. We are there for those who ..."
READ MORE5.0
(1)
610 North Jefferson Street, Centralia, MO 65240
Call 1-855-287-5093 for details
3.0
(2)
4.0
(1)
"Sturgeon Rest Home is a Residential Care Facility (RCF 1) licensed for 20 residents. It is owned and operated by Ross Prevo. Residential C..."
READ MORE4.0
(1)
"_________________________________________ Churchill Terrace is a quiet community nestled in Fulton, Missouri. We are there for those who ne..."
READ MORE4.0
(1)
2.5
(2)
"Jefferson Lodge is an assisted living community for seniors in a charming tree-shaded neighborhood in Fulton, MO. Residents can benefit from..."
READ MORE3.0
(1)
420 County Road 112, Fayette, MO 65248
Call 1-855-287-5093 for details
"Ashbury Heights of Fulton is a community retirement home on the quiet outskirts of small town Fulton. Residents have quick access to the loc..."
READ MOREAt $3,975, Columbia’s monthly expenses for assisted living fall just below the nationwide average of $4,000 shown in Genworth’s 2018 Cost of Care. This is slightly higher than the cost of care in St. Louis ($3,500) but lower than Kansas City ($4,050). The state average for assisted living expenses sits at $2,844, so Springfield ($2,215), Joplin ($2,650) and St. Joseph ($2,550) all have lower-than-average monthly costs.
Columbia
$3,975
National average
$4,000
State average
$2,844
Springfield
$2,215
Kansas City
$4,050
Joplin
$2,650
Cape Girardeau
$4,000
St. Joseph
$2,550
Saint Louis
$3,500
Homemaker services and home health aide services are both $4,195 per month, on average. These figures are only about $200 higher than the cost of an assisted living facility in Columbia, but seniors should consider that they still have to pay regular household expenses before determining in-home care costs less than an assisted living facility or nursing home. Adult day care costs approximately half as much as other care options in Columbia. However, adult day care generally provides part-time health services rather than full-time or around-the-clock care. Cost of Homemaker/Home Health Aide Comparison Chart
Assisted living
$3,975
Homemaker services
$4,195
Home health aide
$4,195
Adult day health
$1,983
Nursing home care (semiprivate room)
$5,080
Columbia seniors can apply for Medicaid, Medicare or both health programs. These programs help reduce or eliminate the cost of medical expenses such as doctor’s appointments, prescription medications, medical equipment, home health care, nursing home care and assisted living facilities. Medicare acts as the primary provider when seniors receive coverage from both programs, and Medicaid is the secondary provider.
Low-income Columbia seniors who are at least 65 years old can apply for MO HealthNet, which is also called Missouri Medicaid. State and federal income and asset requirements apply, so seniors who do not meet these guidelines may not qualify for coverage. Seniors have the option to appeal coverage denials.
Medicaid income guidelines are determined by household size. To qualify for coverage, unmarried seniors who live with family or friends must earn less than unmarried seniors who live alone. Higher income and asset limits apply to married couples. A monthly income maximum of $771 exists for seniors who live alone, but seniors residing with others must not have an income that exceeds $514 per month.
Approval is automatic for disabled Missouri seniors who want MO HealthNet coverage if the state or the Social Security Administration decides a senior is disabled. Enrollment in the Medicaid program requires an online, paper or verbal application, even if coverage is likely to be granted.
Seniors can view and print online Medicaid applications at MyDSS.MO.gov/healthcare. Application assistance is available via phone at (800) 735-2966. Seniors who prefer in-person help can visit the Social Services Department located at 601 Business Loop 70 W #272, Columbia, MO 65203.
Missouri Independent Living Waiver
The Missouri Independent Living Waiver is available for disabled individuals at least 21 years of age. Seniors who participate in the waiver program before age 65 can continue receiving benefits as long as they still meet the waiver’s qualification requirements.
The Independent Living Waiver lets recipients choose coverage for in-home care or facility services. This waiver also covers qualifying expenses for personal care, including adaptability aids and condition-related medical equipment.
Medicaid recipients with questions about the program can contact The Department of Health and Senior Services, Division of Senior and Disability Service or speak with an MO HealthNet representative at (573) 751-3425.
Supplemental Nursing Care
The Supplemental Nursing Care program helps cover the cost of care for Medicaid recipients who reside in state mental health hospitals or nursing homes. Recipients must pay their required share of care-related expenses after benefits are paid by Medicaid and/or Medicare coverage, and then the waiver picks up the remaining costs.
Waiver recipients get a monthly personal needs allowance of up to $50. Qualifying seniors in residential care facilities also get $156 per month in monthly cash benefits. Cash benefits increase to $292 per month for qualifying seniors who reside in assisted living facilities.
Waiver applicants must be at least 65 years old unless they are deemed disabled by a qualifying agency. Nursing care is available for disabled applicants who are 21 or older and meet eligibility requirements. Spouses of waiver recipients may qualify for asset protection.
Elderlife Bridge Loans
Seniors who do not qualify for Medicaid waivers or who need immediate coverage can pay for assisted living expenses with private financing from Elderlife Financial Services. This financial company offers bridge loans for seniors who need short-term care. These loans typically last for 12 months or less, but some exceptions are available.
A bridge loan offers an alternative to a reverse mortgage for seniors. For seniors in the process of selling their home, it eliminates the need to wait until the sale is complete. Funds are distributed directly to assisted living facilities and home care providers on behalf of qualifying recipients.
During the application process for a bridge loan, Elderlife Financial Services evaluates a senior’s credit score, income and assets. Age is not a deciding factor, nor is a senior’s state of health. Family members and spouses can apply on behalf of a senior who needs care.
Columbia veterans can apply for programs that help seniors with housing costs, assisted living care or other essential expenses. Medical care is also available for qualifying veterans.
Missouri Veterans Commission
601 Business Loop 70 W #214a, Columbia, MO 65203
(573) 882-5135
Welcome Home, Inc.
2120 Business Loop 70 E, Columbia, MO 65201
(573) 443-8001
Harry S. Truman Memorial Veterans’ Hospital (VA)
800 Hospital Dr, Columbia, MO 65201
(573) 814-6000
Active seniors can meet friends, make crafts, practice yoga and play bingo at the Columbia Senior Center. The center also serves meals on weekdays and Sundays.
Columbia Senior Center
1121 Business Loop 70 East, Columbia, MO 65201
(573) 874-2050
Columbia veterans can apply for programs that help seniors with housing costs, assisted living care or other essential expenses. Medical care is also available for qualifying veterans.
Missouri Veterans Commission
601 Business Loop 70 W #214a, Columbia, MO 65203
(573) 882-5135
Welcome Home, Inc.
2120 Business Loop 70 E, Columbia, MO 65201
(573) 443-8001
Harry S. Truman Memorial Veterans’ Hospital (VA)
800 Hospital Dr, Columbia, MO 65201
(573) 814-6000
Go a bit further out to explore pricing and amenities.
$1,995
$1,782
$2,825
$2,800
Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.