4.4
(22)
"Fun is always on the schedule at Bickford of Saginaw, with movie nights, BBQs and courtyard treats just a few of the ways we keep life enter..."
READ MORE19 Assisted Living Communities in Saginaw, Michigan
The average cost of assisted living in the city is $2,8several a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 19 Assisted Living Communities in Saginaw and 25 in surrounding areas. The Cost of Senior Care in Saginaw, MI
- Assisted Living: $2,825
- Nursing Home Care: $7,695
- In-home Care: $4,195
- Adult Day Health Services: $1,381
Assisted Living Facilities near Saginaw, Michigan
4.2
(16)
"Here at Brookdale Saginaw I (formerly Sterling House of Saginaw), we provide compassionate, friendly assisted living and memory care service..."
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4.3
(4)
"At Shields Comfort Care, there are no compromises or hidden surprises when it comes to living life to the fullest. Every community is design..."
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4.8
(31)
"New Hope Valley is a award winning “all-inclusive†assisted living community where our mission is to create a stimulating, safe, and com..."
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New Hope Valley Retirement Community
5155 McCarty Road, Saginaw, MI 48603
Call 1-855-287-5093 for details
4.6
(16)
" At New Hope Valley we provide the luxury assistance our residents need but still allow them to still able to enjoy worry-free independen..."
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Wellspring Senior Living Campus - Saginaw
2825 Wieneke Road,, Saginaw, MI 48603
Call 1-855-287-5093 for details
4.4
(12)
"Saginaw Senior Living Campus is an independent living, assisted living and respite care facility west of Saginaw, Michigan, near the neighbo..."
READ MORECompare Costs, Photos, & Reviews of All Your Options Near Saginaw
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.
4.4
(11)
"Located within easy proximity to Apple Mountain Golf Course and Imerman Memorial Park, Shattuck Manor offers assisted living for seniors in ..."
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4.0
(8)
"Edgewood Assisted Living Center is an assisted living community in Saginaw, Michigan. We are fully licensed by the Michigan Department of He..."
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4.3
(4)
"Community Village is located near State Highway 58 in a residential community in Saginaw Center Township, close to medical centers, golf cou..."
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3.0
(3)
"Saginaw Geriatrics Home in Saginaw, Michigan is an assisted living facility that has a relaxed and upbeat atmosphere. Saginaw has many histo..."
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"Welcome to Avista Nursing and Rehab, Saginaw County's foremost subacute rehabilitation and skilled nursing center. Our 103-bed nursing home ..."
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"Bliss Park Senior Apartments is located in Saginaw, Michigan, a small city of 200,000 people. Saginaw is a culturally diverse city that's ho..."
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"Privately owned and operated for 33 years, the staff at Howell's Group Home provides personalized services designed to meet the needs of eve..."
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Saginaw Pines Nursing and Rehabilitation Center
4322 Mackinaw Road , Saginaw, MI 48603
Call 1-855-287-5093 for details
"Serenity Springs is an assisted living and memory care facility located in Saginaw, MI. The facility is directly across the street from a lo..."
READ MORE"Shattuck Road Home is located in a beautiful neighborhood in Saginaw, Michigan. It's a small facility that offers a home-like atmosphere clo..."
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Independence Village of Midland
2325 Rockwell Drive, Midland, MI 48642
Call 1-855-287-5093 for details
4.8
(55)
"Set in the bustling city of Midland, Independence Village of Midland offers a welcoming place for seniors who require supportive services to..."
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Bayfield Assisted Living & Memory Care
3932 Monitor Road, Bay City, MI 48706
Call 1-855-287-5093 for details
4.7
(35)
"Welcome to Bayfield, a Leisure Living Community in Bay City, Michigan. Here, our assisted living option allows seniors to maintain a level o..."
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4.8
(20)
"Welcome to Candlestone, a Leisure Living Community in Midland, Michigan, where our residents share in life's journey together. Our purpose i..."
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4.5
(25)
"Fun is always on the schedule at Bickford of Midland, with bingo nights, BBQs and smoothie parties just a few of the ways we keep life enter..."
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4.7
(12)
"At Bavarian Comfort Care, there are no compromises or hidden surprises when it comes to living life to the fullest. As our original communit..."
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4.1
(17)
"Welcome to Colonial Villa. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle free..."
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4.2
(14)
"What makes Brookdale Midland I (formerly Sterling House of Midland) a special place to live? The personalized assisted living and memory car..."
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Charter Senior Living of Bay City
568 North Pine Road, Bay City, MI 48708
Call 1-855-287-5093 for details
4.3
(7)
"Charter Senior Living is a lovely, safe senior assisted living community. We love our residents! We provide superior care with higher than..."
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4.8
(5)
"Living Waters Buell Lake is Brand New Adult Elderly community overlooking Buell Lake in Genesee County. Built with the individual in mind, t..."
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Brookdale Bay City Assisted Living
734 North Pine Road, Bay City, MI 48708
Call 1-855-287-5093 for details
3.0
(7)
"Here at Brookdale Bay City I (formerly Sterling House of Bay City), we balance privacy with community by offering both personal apartments a..."
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4.0
(1)
"When it comes to Assisted Living, quality of life is just as important as quality of care. At Merrill Comfort Care we endeavor to provide th..."
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"From your first moment through our front doors, it's easy to see that Vassar Comfort Care is far from ordinary. You'll notice a homey atmosp..."
READ MORE4.9
(16)
"New Hope Bay is on North Pine Road in Bay City, Michigan, close to Meijer and Highway 25. Visitors positively remark on the large rooms and ..."
READ MORE4.7
(10)
"Sheffield Bay is an independent living and memory care facility located in Bay City, Michigan, close to the Saginaw Valley Naval Ship Museum..."
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4.6
(5)
"Small home with a big heart – We can accommodate up to 30 residents in our assisted living. Thirty - that's all. So if you're looking to s..."
READ MORE5.0
(4)
4.4
(5)
3.1
(14)
4.5
(4)
4.5
(4)
"Cascades Senior Living is situated on the northern end of Midland, Michigan, a short drive from Midland City Forest. Visitors are impressed ..."
READ MORE5.0
(3)
3.1
(10)
Stratford Pines Nursing and Rehabilitation Center
2121 Rockwell Drive, Midland, MI 48642
Call 1-855-287-5093 for details
3.5
(6)
"Stratford Pines Nursing and Rehabilitation Center is located in Midland, Michigan. This senior assisted living community receives high marks..."
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3.3
(6)
"The Carriage House in Bay City, Michigan, is located in a quiet suburban neighborhood that's close to the Veterans Memorial Park and the Sag..."
READ MORE5.0
(2)
5.0
(2)
5.0
(2)
5.0
(2)
2.8
(5)
4.0
(2)
4.0
(2)
"Flanked by spacious farmland, Cranberry Park's location right off West Vienna Road provides convenient access to restaurants, shops and chur..."
READ MORE4.0
(2)
5.0
(1)
"At Auburn Heights Senior Care, we provide 24-hour affordable assisted living services that maximize comfort, maintain safety and deliver a h..."
READ MOREPine Haven Assisted Living Llc Afc
515 N Brennan Rd., Hemlock, MI 48626
Call 1-855-287-5093 for details
5.0
(1)
5.0
(1)
4.0
(1)
"The Caring Place is situated in the heart of Midland, Michigan, in a scenic neighborhood with greenery on all sides. Visitors speak highly o..."
READ MORE3.0
(1)
Close To Home Assisted Living Hampton
581 North Scheurmann Road, Bay City, MI 48708
Call 1-855-287-5093 for details
3.0
(1)
3.0
(1)
"At Bay City Comfort Care, there are no compromises or hidden surprises when it comes to living life to the fullest. Our newest community was..."
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Chesaning Comfort Care Assisted Living and Memory Care
1800 W. Brady Rd., Chesaning, MI 48616
Call 1-855-287-5093 for details
"At Chesaning Comfort Care, there are no compromises or hidden surprises when it comes to living life to the fullest. Chesaning was designed ..."
READ MOREWoodhaven Senior Living At Bay City
3740 2 Mile Rd, Bay City, MI 48706
Call 1-855-287-5093 for details
"Woodhaven Senior Living At Bay City is a small care community in Bay City, MI, located near numerous senior-friendly amenities, including ch..."
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"Welcome to Wellspring Lutheran Services caring for the Frankenmuth community since 1969. While much has changed in that time, our commitment..."
READ MORE"Rhoda's House is situated in the small community of Freeland in eastern Michigan. Located near the head of Saginaw Bay, this region provides..."
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"Welcome to Huron Woods! This facility has earned a five star rating by Centers for Medicare & Medicaid Services (CMS), the highest U.S. gov..."
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"Welcome to MediLodge of Midland a leading provider of long-term skilled nursing care and short-term rehabilitation solutions. Our center off..."
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"We are a family of homes that provide care and love for adults with specialized needs. Each home is designed to give peace of mind to family..."
READ MORE"The staff at Hearts Content provide personalized services designed to meet the needs of every patient. The dedicated health professionals of..."
READ MOREOur Family Advisors can help your family make a confident decision about senior living.
Map of Saginaw, Michigan
Assisted Living Costs in Saginaw
Seniors in Saginaw benefit from the least expensive assisted living cost in Michigan. At $2,825, the cost is $375 below nearby Bay City and $1,875 less than comparable care in Midland. It’s also substantially lower than the rates paid in Lansing ($4,500), Flint ($3,950) and Battle Creek ($3,873). Assisted living costs a whopping $2,225 more per month in Ann Arbor, which has the highest average rate statewide ($5,050). Saginaw rates are also much more affordable than the state ($3,850) and national ($4,000) averages.
The Cost of Assisted Living in Surrounding Areas
Care Cost Comparison
Senior care rates in a given city are influenced by factors other than geographic location, such as the skill level of care, total service hours and the type of care setting. The 24-hour skilled care provided by nursing homes and one-on-one care offered by in-home providers is reflected in the higher monthly rates for these types of services compared to assisted living. In-home care rates are deceivingly low in Saginaw because they don’t include the cost of food or housing-related expenses normally covered by assisted living room and board. The cost difference between in-home and assisted living increases significantly when these expenses are factored in.
Senior Care Cost Comparison Chart
Financial Assistance for Assisted Living in Saginaw
Medicaid in Michigan
The national Medicaid program ensures access to essential health care services for low-income Americans. The program is administered at the state level with oversight and joint funding provided by the federal government.
The Michigan Medicaid program, administered by the Department of Health and Human Services, provides coverage for over one-fifth of the state’s population, including almost half a million blind, disabled and elderly residents. Program enrollees receive wide-ranging benefits, including primary and specialty care, hospital and emergency care, diagnostic services such as lab tests and X-rays, preventive care, prescription medications and nursing home care.
Saginaw residents must be U.S. citizens or legal immigrants to qualify for Michigan Medicaid coverage for long-term care, and they must meet these additional requirements:
- Be aged 65 or older or aged 21 to 64 and disabled or blind
- Be assessed as requiring the level of care usually provided in a nursing facility
- Have a monthly income of $2,313 or less per person
- Have $2,000 or less in countable assets if single
- Have $3,000 or less in combined countable assets if applying with a spouse
All income counts toward the above limit, but some assets are automatically excluded, including an applicant’s primary home worth less than $585,000, household furnishings, personal belongings, one automobile and a burial trust.
Applicants may still qualify if they’re over the income or asset limits and fit one of these categories:
- Seniors who meet all other eligibility criteria except for income and who have high medical bills may receive coverage through a Medicaid deductible. The specific deductible amount is calculated based on the applicant’s excess income figure, and this amount must go toward allowable medical expenses before coverage is approved.
- Married sole applicants with excess income and assets may qualify after spousal living and resource allowances are calculated and taken into account. These federally mandated allowances may reduce an applicant’s monthly income by up to $3,160.50 and joint assets by up to $126,420.
To apply for Michigan Medicaid coverage, seniors and disabled adults can call the Health Care helpline at (855) 789-5610, complete an online application or visit the local MHHS office at 411 East Genesee Avenue.
MI Choice Waiver
Seniors and disabled adults who meet the Medicaid eligibility requirements and need daily assistance but want to stay at home or in a community setting can apply for the MI Choice waiver program. To qualify, applicants must:
- Be aged 65 or older or aged 21 through 64 and blind or disabled
- Be assessed as requiring a nursing-facility level of care but able to live in the community without safety concerns
Those enrolled in the program receive full medical coverage through Michigan Medicaid as well as one or more of these waiver services:
- Transition assistance to relocate from a nursing home
- Care coordination
- Community living supports
- Preventive nursing services
- Private duty nursing care
- Medical supplies and equipment not available through regular Medicaid
- Approved goods and services
- Counseling
- Nonmedical transportation
- Personal emergency response systems
The Choice waiver isn’t a Medicaid entitlement program, and participation is limited statewide, so eligible applicants may have to wait to receive services.
For more information about the MI Choice waiver or to schedule an initial assessment to begin the application process, Saginaw seniors can contact the local designated waiver agent, A&D Home Health Care, at (989) 249-0929.
Other Financial Assistance Programs for Assisted Living
Optional State Supplementation
Saginaw seniors eligible for Supplemental Security Income can receive an extra monthly cash benefit through the Michigan Optional State Supplementation program. The benefit amount varies based on an applicant’s monthly income and living situation, but individuals may receive up to $950.30 and couples up to $1,900.60 per month.
To learn more or apply for SSI and Michigan OSS benefits, seniors can contact the Social Security Administration at (800) 772-1213.
Program of All-Inclusive Care for the Elderly
The Great Lakes PACE program provides eligible Saginaw seniors with all-inclusive medical and community-based support services with the goal of preventing premature nursing home placement. To qualify for this program, applicants must be aged 55 or older and be assessed as eligible for nursing home admission but deemed able to safely live in the community with PACE-provided support services. Applicants can’t be currently enrolled in the MI Choices waiver or an HMO and must live within the program’s defined service area.
Those approved for coverage are evaluated by the PACE interdisciplinary team and receive an individualized care plan. Although the program doesn’t pay assisted living facility fees, it does cover a wide range of supportive services that can help lower a participant’s monthly care costs. Based on their assessed needs, participants may qualify for services such as:
- Comprehensive medical care
- Skilled nursing services
- Dental care
- Recreational activities and exercise programs
- Social services
- Nutritional counseling
- Occupational, physical and speech therapy
- Personal care assistance
- Prepared meals
- Transportation to the PACE center and medical appointments
To learn more or apply for the PACE program, seniors can contact Great Lakes PACE at (844) 445-7223.
Assisted Living Resources in Saginaw
Senior Centers
Saginaw is home to five busy senior centers that welcome residents aged 60+ with a variety of recreational and educational activities. The centers provide a nutritious hot lunch plus diverse offerings such as bingo, billiards, chess and bridge games, chair exercise, tai chi, line dancing and crafting classes. Most centers organize holiday and birthday parties, seminars on aging-related topics, wellness checks, group outings and day trips.
Commission on Aging
The Saginaw County Commission on Aging offers a wide range of programs and services to help elderly residents aged 60 and older maintain their independence and a high quality of life. The agency’s information and referral staff is available to answer questions, provide information and connect callers with local services that match their needs. The SCCOA coordinates and oversees programs and services such as case management, care management for frail individuals at risk of nursing home admission, congregate dining, in-home support and door-to-door transportation. The agency also offers volunteer opportunities for seniors who want to stay active and engaged in their community. Saginaw County Commission on Aging
2355 Schust Rd., Saginaw, MI 48603
(989) 797-6880
Nearby Assisted Living Communities
Go a bit further out to explore pricing and amenities.
$2,569
$4,945
$3,498
$816
Find Communities
Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.
Other Senior Living in Saginaw, MI
Nearby Assisted Living
- Colonial Villa
- Bavarian Comfort Care
- Charter Senior Living of Bay City
- Brookdale Bay City Assisted Living
- Bay City Comfort Care
- Bayfield Assisted Living & Memory Care
- Independence Village of Midland
- Candlestone Assisted Living
- Brookdale Midland (MI)
- Chesaning Comfort Care Assisted Living and Memory Care
- Vassar Comfort Care
- Bickford of Midland
- Majestic Care of Flushing
- Living Waters Buell Lake
- Sugarbush House #1
Compare Costs, Photos, & Reviews of All Your Options Near Saginaw
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.