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19 Assisted Living Communities in Boca Raton, Florida

The average cost of assisted living in the city is $3,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 19 Assisted Living Communities in Boca Raton and several in surrounding areas.

  • Assisted living: $3,000
  • Nursing home semiprivate room: $7,300
  • In-home care: $3,813
  • Adult day health services: $1,408

Assisted Living Facilities near Boca Raton, Florida

Compare Costs, Photos, & Reviews of All Your Options Near Boca Raton

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Map of Boca Raton, Florida

Assisted Living Costs in Boca Raton

According to the Genworth 2018 Cost of Care study, the average monthly cost of assisted living in Boca Raton is considerably lower than both the national average ($4,000) and the state average ($3,500). In fact, in Boca Raton, the average monthly cost of care is among the lowest in the state, with costs in major cities such as Jacksonville ($4,425), Panama ($4,200) and Miami ($3,350) coming in substantially higher.

Care Cost Comparison

The type of care needed is the biggest factor contributing to the cost of care, and in cities like Boca Raton, this is especially true. The cost of nursing care in the city is $4,300 higher than that of assisted living. When compared with home care services, assisted living is considerably less expensive, as well. In addition to home care services coming in about $800 higher than assisted living costs, seniors who choose to stay in their home need to budget for additional expenses such as rent and general upkeep, which are typically included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,000
  • Homemaker services: $3,813
  • Home health aide: $3,813
  • Adult day health: $1,408
  • Nursing home care (semiprivate room): $7,300

 

Cost of Homemaker/Home Health Aide Comparison Chart

Assisted living

$3,000

Homemaker services

$3,813

Home health aide

$3,813

Adult day health

$1,408

Nursing home care (semiprivate room)

$7,300

Financial Assistance for Assisted Living in Boca Raton

Medicaid in Florida

Florida’s Medicaid Managed Care Long-Term Care Program helps seniors pay for the cost of assisted living services, as well as home care and nursing care, in Boca Raton and throughout the state. In addition to covering the cost of care, this program helps low-income seniors pay for other services including medical and dental care, physical therapy, occupational therapy, speech therapy and transportation services as needed.

To be eligible for Florida’s state Medicaid program, seniors must be 65 years of age or older and willing to submit to a comprehensive care assessment, which is designed to determine their need for long-term care and the level of care they require. The applicant’s individual income must not exceed $16,040, and those applying with a spouse may have a combined income that’s less than $21,599. The number of participants accepted into this program each year is capped, so there is usually a wait list.

Seniors can learn more about the application process by calling 1-800-96-ELDER.

Other Financial Assistance Programs for Assisted Living

Program for All-Inclusive Care for the Elderly

The Program for All-Inclusive Care for the Elderly (PACE) is provided by the Florida Department of Elder Affairs. It provides seniors with alternative care options that let them continue living in their home or an assisted living facility once they require a nursing level of care. The program was created to reduce the load on nursing facilities in Boca Raton and throughout Florida.

Seniors who wish to participate in the PACE program must be 55 years of age or older and complete a comprehensive care assessment to determine the level of care they require. They must also be capable of continuing to live safely within their community. The financial requirements of this program are the same as those that are in place for the state Medicaid Managed Care Long Term Care program.

To find a PACE provider in the Boca Raton area, seniors can call 1-855-435-7223.

Optional State Supplement

In most cases, Medicaid and other government financial assistance programs don’t cover the cost of room and board in assisted living facilities, which leaves seniors paying out of pocket for these expenses. Florida’s Optional State Supplement (OSS) benefit can provide some relief in this scenario. The benefit is in place to provide low-income seniors with a monthly cash payment that can be used to pay for room and board costs while living in long-term care homes. The exact amount each senior receives depends on income and needs. The maximum monthly OSS payout in Florida is $78.33.

To receive OSS payments, seniors must be receiving Supplemental Security Income and must not have more than $2,000 in assets, including property. To apply for an OSS benefit, seniors can call ACCESS Florida at 1-866-762-2237.

Elderlife Bridge Loan

Elderlife Financial Services is an independent financial institution specializing in bridge loans for seniors. Those who are ineligible for Medicaid and other government assistance programs may apply for an Elderlife bridge loan, which is paid directly to the applicant’s care facility upon approval. Loans are paid back in monthly installments. Elderlife bridge loans have low interest rates and flexible terms.

While eligibility is dependent on credit history and income, seniors who are unable to qualify alone may apply with up to six cosigners, which may increase the likelihood of approval.

Long-Term Care Insurance

Long-term care insurance typically needs to be purchased before the need for long-term care exists, but for those with the insight to invest in a policy, this type of insurance covers the cost of assisted living and supportive services in an approved long-term care facility. Most plans come with an annual deductible, which needs to be paid by the senior.

Eligibility, monthly costs and deductible amounts vary depending on the provider and plan but are normally determined by the policyholder’s age and health.

Assisted Living Resources in Boca Raton

Boca Raton Veterans Affairs Medical Clinic

Some seniors may be eligible to receive covered medical treatment from their local Veteran Affairs (VA) clinic. For eligibility requirements and information about other services that are available to veterans, seniors can call the U.S. Department of Veterans Affairs at 1-844-698-2311.

VA Boca Raton Clinic
901 Meadows Road Boca Raton, Florida 33486
(561) 416-8995

Nearby Assisted Living Communities

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Compare Costs, Photos, & Reviews of All Your Options Near Boca Raton

Who are you looking for?

Full Name

Phone

Email

By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

Find Care

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  • Independent Living

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