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34 Assisted Living Communities in Plano, Texas

The average cost of assisted living in the city is $4,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 34 Assisted Living Communities in Plano and several in surrounding areas. The Cost of Senior Care in Plano, TX

  • Assisted Living: $4,350
  • Nursing Home Care: $5,064
  • In-home Care: $4,004
  • Adult Day Health Services: $1,408

Assisted Living Facilities near Plano, Texas

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Map of Plano, Texas

Assisted Living Costs in Plano

Genworth’s 2018 Cost of Care study shows that the average monthly price for assisted living in Plano is $4,350, which is higher than the state ($3,795) and national ($4,000) averages. Plano assisted living is more expensive than surrounding areas, such as Waco ($3,695), Tyler ($3,800) and Sherman ($3,694). 

Assisted living costs statewide range from under $2,300 in Texarkana ($2,265) and El Paso ($2,250) up to $5,190 in Austin. 

Note: Senior care cost data wasn’t available for Plano, so data for the closest city, Dallas, was used. 

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

Costs for residential senior care services in Plano, which include room and board, start at $4,350 per month for assisted living and go up to $5,064 per month for 24-hour, skilled nursing care. Nursing home care is provided in an institutional setting, while seniors in assisted living have more independence and a private living space, such as a small apartment.  In-home services cost $4,004 for a homemaker and $4,040 for a home health aide, while community-based care is $1,408 per month for adult day health services. 

 

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Plano

Medicaid in Texas

Medicaid is the federally mandated, government-funded program that provides low-income seniors, children and some adults with no-cost health care coverage. Medicaid is jointly funded by state and federal governments and administered at the state level. 

By law, every Medicaid plan must include specific mandatory benefits

  • Transportation to Medicaid-funded medical services
  • X-rays and laboratory tests
  • Primary physician services
  • Long-term care in a nursing facility
  • Inpatient and outpatient hospital services


Each state has the option to provide additional, state-specific benefits through Medicaid waivers and programs that may cover: 

  • Dental, optometry, chiropractic and podiatry services
  • Dentures, eyeglasses and prosthetics
  • Occupational, physical or speech therapy
  • Hospice care
  • Additional diagnostic and preventative health services
  • Personal care and private-duty nursing services
  • Prescription and over-the-counter medications
  • Case management


The Texas Medicaid program is administered by the Department of Health and Human Services and delivered through county-specific managed care organizations. 

Qualify for Long-term Medicaid Coverage

In order to qualify for long-term Medicaid coverage that includes access to home care, nursing facility care and community-based nursing home diversion programs, seniors must meet income and asset criteria.

Seniors must also be permanent Texas residents; have a valid Social Security number; be U.S. citizens or qualified immigrants and require nursing home level care for at least 30 continuous days. 

Income limits are set at $2,313 per person, per month and include income from most sources, such as wages, investments and alimony payments. Applicants must also own no more than $2,000 worth of countable assets, ($3,000 per couple), which includes all cash and investments, and all real estate except for an owner-occupied home worth up to $585,000. 

Community Spouse Income and Asset Exemptions

When only one spouse of a married couple needs long-term Medicaid services, special income and asset rules apply to ensure the non-applicant (community) spouse has sufficient resources to live on. The non-applicant doesn’t need to contribute financially towards their spouses’ care, therefore, their income isn’t considered for Medicaid qualification purposes. 

The community spouse may qualify for up to $3,160.50 per month of income transferred from the applicant under the minimum monthly needs allowance rule. It allows the non-applicant to keep the lesser of 50% or $126,420 of the couple’s joint assets, excluding the owner-occupied home worth up to $585,000 and one vehicle. 

STAR+PLUS Medicaid Managed Care Program

Seniors who meet the criteria for long-term Medicaid coverage may qualify for home and community-based services through STAR+PLUS, a Texas Medicaid nursing home diversion program. STAR+PLUS is also open to seniors who already live in a nursing facility who want to transition into an assisted living setting. 

STAR+PLUS lets seniors aged 65 and older age in place in an assisted living setting by funding the medical and nonmedical services seniors need to remain safe and independent in the community. STAR+PLUS services and supports are assigned based on medical need and include skilled and intermittent nursing, medical supplies and adaptive aids, respite and personal care and rehab therapy. 

Plano residents in Denton County can choose between the Superior Health Plan and the United Healthcare Community Plan. Collin County is covered under the STAR+PLUS Dallas Service Area where the plan providers are Amerigroup, Molina Healthcare of Texas and Superior Health Plan.

To learn more about Medicaid and the STAR+PLUS program, contact the nearest Health and Human Services Commission office by calling (888) 337-6377. 

Other Financial Assistance Programs for Assisted Living

Elderlife Financial Assisted Living Bridge Loan

Seniors who need money to finance a move into an assisted living community may be eligible for an assisted living bridge loan through Elderlife Financial. 

This short-term (12 month) loan gives seniors access to the cash they need to pay for their care while waiting for their home to sell or for insurance benefits to begin covering their care costs. The loan is set up as a line of credit, therefore, monthly payments are interest-only based on the loan balance, and the loan can be paid off at any time without penalty

To qualify for an assisted living bridge loan applicants must have a high credit score. Up to six people can be listed on the loan application, and in most cases the lender provides a response within 24 hours. 

To learn more or apply over the phone at no cost, contact Elderlife Financial Services at (888) 228-4500. 

VA Aid and Attendance and Housebound 

Veterans and their survivors who qualify for a regular (nondisabled) VA pension may receive additional cash benefits through Aid and Attendance or Housebound. These two VA pension top-up programs are open to eligible applicants who have a permanent disability that’s unrelated to service or caused by a chronic illness.

To qualify for Housebound, applicants must have a permanent disability that restricts them to their principal residence, which may be an assisted living facility, most of the time. 

To qualify for Aid and Attendance, applicants must have either:

  • A severe visual impairment that limits the visual field to 5 degrees or less, or
  • Be bedridden except to participate in medically-prescribed treatments, or
  • Live in a nursing home due to physical and/or cognitive issues, or
  • Have corrected eyesight tested at 5/200 or worse, or
  • Need help from a caregiver to perform activities of daily living, such as dressing, eating, moving around or adjusting a prosthetic device


Note: Applicants can only be enrolled in one of these programs, and benefits from Aid and Attendance or Housebound isn’t counted as income under Texas Medicaid eligibility rules. 

To learn more, contact Collin County Veterans Services at (972) 881-3060 or the Denton County Veterans Service Office at (940) 349-2950. 

Assisted Living Resources in Plano

Senior Center

The Sam Johnson Recreation Center is a barrier-free community center for seniors aged 50 and older. Open Monday to Saturday, the facility features a large fitness room, a dining space and dance studio. Seniors can join an exercise class, enjoy a low-cost noon meal and participate in regular wellness workshops and health screening events. 

Sam Johnson Recreation Center for Adults 50+
401 W. 16th St., Plano, TX 75075
(972) 941-7155

Veterans Services

Veterans, survivors and dependents in Plano can contact their respective county veterans service office for free assistance with VA benefit claims and appeals, including burial benefits and the VA Aid and Attendance and Housebound. 

Outpatient VA health services, including primary care, lab and X-ray services and telemedicine is available at the Plano VA Clinic. Comprehensive speciality, surgical and hospital services are offered at the nearby Dallas VA Medical Center

Denton County Veteran Service Office (by appointment only)
1505 E. McKinney St., Denton, TX 76209-4525
(940) 349-2950

Collin County Veterans Services
900 E. Park Blvd., Plano, TX 75074
(972) 881-3060

Plano VA Clinic
3804 15th St., Plano, TX 75075-4752
(972) 801-4200

Community Aid Agencies

The Wellness Center for Older Adults where seniors can sign up for durable medical equipment loans, learn about Medicaid and Medicare options and access free health screening services. The center also has on-site social workers to help seniors navigate their long-term care options.  Wellness Center for Older Adults
401 W. 16th St., Plano, TX 75075
(972) 953-7669

Nearby Assisted Living Communities

Go a bit further out to explore pricing and amenities.

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Other Senior Living in Plano, TX

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Compare Costs, Photos, & Reviews of All Your Options Near Plano

Who are you looking for?

Full Name

Phone

Email

By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

Find Care

  • Assisted Living

  • Independent Living

  • Memory Care


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